Car insurance NT

Wherever you are in the Northern Territory, you can choose a car insurance policy that suits your vehicle and lifestyle

Get up to 10% off

Buy your car insurance online and we’ll automatically apply the discount. You’ll get up to 10% off your first year’s premium1. Excludes Classic Car Insurance.

Northern Territory, we’re here to help

The Northern Territory is famous for its quintessentially Australian landscapes, with vast deserts and icons like Uluru in the south and lush tropical savannas in the north.

Whether you’re someone who travels far and wide or a driver who just wants to run errands in the city, we have a range of car insurance policies for you to choose from.

Explore our Comprehensive Car Insurance, Third Party Fire & Theft Insurance, Third Party Property Damage Insurance.

If you have a different type of vehice, we also have Motorcycle insuranceCaravan insurance, and Classic Car Insurance for classic vehicles.

Compare car insurance in the NT

Whether you’re in metropolitan or regional NT, we’ve got different car insurance options to suit your preferences.

Cover for a wide range of things that can damage or destroy your car, including accidental damage, collision or crash, vandalism, theft, fire and severe weather.

Cover for your car if it's stolen or catches fire, as well as damage to other people's cars and property if you cause an accident.

Cover for damage you cause to other people's cars or property in an accident, as well as damage to your car caused by an uninsured driver2. This doesn’t cover fire or theft.

Specialised cover for your classic car, including cover for accidental damage or loss, fire, theft, vandalism, third party property damage and more.

Why get car insurance in the NT?

Drivers in the Northern Territory can choose to get car insurance like Comprehensive Car Insurance, which offers the broadest cover. We also offer Third Party Fire & Theft Insurance and Third Party Property Damage.

This is optional, so it’s up to you to choose the level of protection you want for yourself and your vehicle.

NT car insurance FAQs

What type of car insurance should I get in the NT?

Some drivers may choose to get protection for things like damage to their car or to other people’s cars or property.

We offer a range of car insurance options you can choose from with different levels of cover, including Comprehensive Car InsuranceThird Party Fire & Theft Insurance and Third Party Property Damage Insurance.

And that’s not all. For classic cars, there’s Classic Car Insurance, and we even have insurance for other vehicles like caravans and motorcycles

Do I need Comprehensive Car Insurance in the NT?

Comprehensive Car Insurance Insurance is optional. It offers a broader range of cover than Third Party Fire & Theft Insurance and Third Party Property Damage Insurance, as third party insurance doesn’t cover your car if you accidentally damage it.

Our Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism and malicious acts. It also covers the extras on your car like alloy wheels, sunroofs and even baby seats.

You have various options to choose from for your car insurance in the NT, so you should consider which level of protection would best suit your needs.

For full details including limits, conditions and exclusions, read the policy documents.

Why choose NRMA car insurance in the NT?

We’ve been Australia’s most trusted insurance brand for 3 years in a row3

We help millions of Australians protect the things they care about

We’ve been insuring drivers in Australia for over 95 years

Things you should know

  1. Some product exclusions apply. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year's premium amount. Find out more about our online discount.

  2. Your car’s covered up to $5000 if we agree it was the other driver's fault and you give us their name, address and rego number.

  3. NRMA Insurance was awarded the Roy Morgan Most Trusted General Insurance Brand in 2022, 2023 and 2024.