Choose between our Domestic Cancellation, Comprehensive and Annual Multi-Trip Travel Insurance plans to make sure you get the cover you need.
Here’s a summary of our Domestic Comprehensive cover
Cancellation
If your trip is cancelled or rescheduled unexpectedly, you can claim some travel and accommodation costs.
COVID-19 protection
Protect your travel plans against the impacts of COVID-19 (limits and conditions apply).
Luggage and or personal items
Lost, stolen or damaged luggage and belongings are covered, including travel documents and credit cards when you choose Comprehensive (up to $8,000).
Rental vehicle excess
We'll help cover the insurance excess on your rental if it gets damaged or stolen, when you choose Comprehensive (up to $10,000).
24-hour emergency hotline
Speak to our expert, multilingual team at any time, from anywhere in the world.
Legal liability
We'll cover your legal and settlement costs in some situations if you accidentally injure someone or damage their property.
There are some things we don’t cover
Medical expenses
We don't cover medical, hospital or dental costs in Australia.
Known events
We don't cover incidents due to things you should know about, like a pandemic, or if you travel against warnings or official advice.
Add these when you get a quote for Domestic Comprehensive
Skiing and winter sports
Add cover for things like damaged ski equipment, or approved hospital and medical expenses if you're injured on the slopes.
Valuable items
Add extra cover for special items like your watch, jewellery or camera.
Cruise cover
Add cover for certain unforeseen cancellations, as well as approved medical and evacuation costs if you get sick or injured.
Motorcycle and moped cover
Add cover if you plan on riding or being a passenger on a motorcycle or moped.
Cancellation
If your trip is cancelled or rescheduled unexpectedly, you can claim some travel and accommodation costs.
You can select the amount of cancellation cover that suits you.
Take as many trips in a year as you want, all on the one policy. All our annual multi-trip plans are Comprehensive, giving you our highest level travel insurance.
You can select cover for up to 15 or 30 days per trip. That way, you can travel as often as you like throughout the year (up to your chosen limit).
To be covered by an annual multi-trip plan, your destination must be over 250km from your home. Or, if your destination is less than 250km from your home, your trip must include at least one night of paid accommodation (like in a hotel or Airbnb).
For full details including limits, conditions and exclusions, read these policy documents
We’re here to give you the emergency assistance you need, 24 hours a day, 7 days a week
You could save up to 5% on a new policy if you already have insurance with us1
Just need domestic travel insurance that covers cancellation only?
To see if your situation will be covered, read the Product Disclosure Statement (PDS).
An excess is an amount you may need to pay towards a claim. Different levels of excesses may apply, depending on the policy you choose.
For full details, read the Product Disclosure Statement (PDS).
Most claims can be made at any time, but sometimes you'll need our approval before you incur certain costs. Generally, you should make a claim as soon as possible, but if you're unsure, get in touch with us.
All our travel policies include cover for cancellation or rescheduling under certain circumstances. The level of cover depends on the amount you select.
To check what's covered with your policy, read the PDS.
Children are included in the sum insured of their parent, grandparent or legal guardian's policy if they're:
When travelling without a parent, grandparent or legal guardian, children need a separate insurance policy. This policy needs to be purchased by a parent, grandparent or legal guardian.
Yes, if you don't need cover for things like luggage and legal liability when travelling in Australia, you can choose our Cancellation Only Plan when you get a quote.
NRMA Travel Insurance issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507), arranged and administered by Cover-More Insurance Services Pty Ltd ABN 95003 114 145, AFSL 241713 and promoted and distributed by Insurance Australia Limited ABN 11 000 016 722, AFS Licence No. 227681 trading as NRMA Insurance (NRMA Insurance) as well as by its authorised distributors. Limits, sub-limits, exclusions, terms and conditions (including eligibility criteria) apply. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations visit Target Market Determinations (TMD). If you purchase this product from NRMA Insurance or its authorised distributors, they may receive a commission, for more information please refer to NRMA Insurance’s FSG.
