Home loans and mortgage calculators

Whether you’re a first home buyer, looking to buy  an investment property, or exploring refinance options, we’re here to help. Fast and easy to use, our tools can help you estimate your borrowing power, what your home loan repayments could be, and whether you could save by refinancing today.

How much can I borrow?

Find out how much you could borrow to get started on your online home loan journey.

Borrowing power calculator

Looking to refinance a home loan?

Find out how much you could save by switching to an NRMA Home Loan.

Refinance calculator

Want to calculate your potential mortgage repayments?

Find out your repayment options, rates and schedule on your loan amount.

Mortgage repayments calculator

Things you should know

  1. Bendigo and Adelaide Bank Limited (ABN 11 068 049 178 Australian Financial Services License (AFSL) and Australian Credit Licence (ACL) 237879) is the credit provider. Credit services are provided by Tiimely Pty Ltd (ABN 41 605 696 544) and Australian Credit Licence (ACL) 496431). Insurance Australia Limited (IAL) trading as NRMA Insurance (ABN 11 000 016 722) a member of Australian Financial Complaints Authority (AFCA) does not hold an Australian Credit Licence (ACL). IAL may receive a commission from Bendigo and pay a commission to Tiimely if your loan application is approved.

  2. NRMA Home Loans is brought to you by Insurance Australia Limited ABN 11 000 016 722, trading as NRMA Insurance, which is a separate and independent company from National Roads and Motorists' Association Limited ABN 77 000 010 506, trading as NRMA. NRMA provides Membership, the “my nrma app” and other services.