Car insurance QLD

Wherever you like to drive in Queensland, we’ve got your vehicle covered with Comprehensive, Third party insurance and much more

Get up to 10% off

Buy your car insurance online and we’ll automatically apply the discount. You’ll get up to 10% off your first year’s premium1. Excludes Classic Car Insurance.

Queensland, we’re here to help

It's no secret that Queensland is Australia’s ‘Sunshine State’. And with world-famous natural wonders like the Great Barrier Reef, Daintree Rainforest and Whitsundays, Queenslanders are blessed with more than just an enviable climate.

From down near Coolangatta to up past Cairns, our QLD car insurance policies offer cover for different vehicles, drivers and lifestyles.

Explore our Comprehensive Car Insurance, Third Party Fire & Theft Insurance and Third Party Property Damage Insurance.

If you own a different kind of vehicle, we have Caravan insurance and Motorcycle insurance, or Classic Car Insurance for classic vehicles.

Compare car insurance in QLD

Whether you’re in metropolitan or regional QLD, we’ve got different car insurance options to suit your preferences.

Cover for a wide range of things that can damage or destroy your car, including accidental damage, collision or crash, vandalism, theft, fire and severe weather.

Cover for your car if it's stolen or catches fire, as well as damage to other people's cars and property if you cause an accident.

Cover for damage you cause to other people's cars or property in an accident, as well as damage to your car caused by an uninsured driver2. This doesn’t cover fire or theft.

Specialised cover for your classic car, including cover for accidental damage or loss, fire, theft, vandalism, third party property damage and more.

Why get car insurance in QLD?

Drivers in Queensland can choose to get car insurance like Comprehensive Car Insurance, which offers the broadest cover. We also offer Third Party Fire & Theft Insurance and Third Party Property Damage Insurance.

This is optional, so it’s up to you to choose the level of protection you want for yourself and your vehicle.

QLD Car insurance FAQs

What type of car insurance should I get in QLD?

Some drivers may choose to get protection for their car and even add options such as excess-free windscreen cover. Other drivers may choose to get basic protection for things like damage to other people’s cars or property. We have car insurance options for a range of preferences. 

You can read about our Comprehensive Car InsuranceThird Party Fire & Theft Insurance and Third Party Property Damage Insurance.

And that’s not all. For classic cars, there’s Classic Car Insurance, and we even have insurance for other vehicles like caravans and motorcycles

Do I need Comprehensive Car Insurance in QLD?

Comprehensive Car Insurance is optional. It offers a broader range of cover than Third Party Fire & Theft Insurance and Third Party Property Damage Insurance, as third party insurance doesn’t cover your car if you accidentally damage it. 

Our Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism and malicious acts. It also covers the extras on your car like alloy wheels, sunroofs and even baby seats.

You have various options to choose from for your car insurance in Queensland, so you should consider which level of protection would best suit your needs.

For full details including limits, conditions and exclusions, read the policy documents.

Why choose NRMA Insurance in QLD

We’ve been Australia’s most trusted insurance brand for 3 years in a row3

We help millions of Australians protect the things they care about

We’ve been insuring   drivers in Australia for over 95 years

Things you should know

  1. Some product exclusions apply. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year's premium amount. Find out more about our online discount.

  2. Your car’s covered up to $5000 if we agree it was the other driver's fault and you give us their name, address and rego number.

  3. NRMA Insurance was awarded the Roy Morgan Most Trusted General Insurance Brand in 2022, 2023 and 2024.