CTP Green Slip Insurance

Knowing you’re covered for certain serious injuries afterwards can help make things a little easier1

What is a CTP Green Slip?

A Compulsory Third Party (CTP) Green Slip is a must-have for NSW drivers. You need one before you can register your vehicle.

CTP Insurance covers costs like medical treatment and lost income for people who need it after they’re injured in a road accident.

CTP Insurance doesn’t cover damage to your vehicle, other vehicles or property - only injuries.

When you get CTP Insurance with us, depending on the kind of vehicle you drive, we also give you Driver Protection Cover. This is extra cover for you if you cause an accident and suffer certain serious injuries1.

What’s the difference between CTP Insurance and Green Slip?

CTP (which stands for Compulsory Third Party) and a Green Slip are the same thing – it’s insurance you need before you can register your vehicle that covers injuries from an accident.

What does a CTP Green Slip cover?

Here’s a summary of what’s included, for anyone driving your vehicle.

Included

For anyone driving your vehicle

  • Your medical expenses
    We cover your medical expenses from an accident you cause, regardless of fault.

  • Lost income
    We cover part of your income if you need time off work to recover.

  • Ridesharing
    We cover injuries from an accident while providing ridesharing services.

  • Other people's medical expenses
    We cover other people’s injuries from an accident you cause (including your passengers, other drivers and pedestrians).

  • Extra cover for your injuries
    We offer extra cover for certain serious injuries if you cause an accident1.

Not included

  • Other vehicles & property
    Damage to other people’s vehicles or property isn’t covered, see our other insurance for that.

Why do you need a CTP Green Slip?

A Compulsory Third Party (CTP) Green Slip is legally required to register vehicles in NSW.

If you get into an accident that causes an injury, your CTP Green Slip covers costs like medical treatment and lost income.

With an NRMA Insurance CTP Green Slip, you also get Driver Protection Cover – which covers you if you cause an accident and suffer certain serious injuries1.

Policy booklets

For full details including limits, conditions and exclusions, read the policy document

Want to cover your car as well?

How to get a CTP Green Slip in NSW

We’ve made it easy for you to get your CTP Green Slip.

New customers

Get a CTP Insurance quote online.

To find out how much it costs to get covered with a CTP Green Slip, you’ll need to provide some information about your vehicle and how it’ll be used.

We’ll also need to know about your driving history and some other information like your claims history.

Renewing customer

Pay and renew.

Renew your CTP Green Slip online in just a few minutes using your policy number and postcode.

Over the phone

Call us anytime with your CTP Green Slip policy number ready.

We accept Visa or Mastercard.

At a branch

Pay for your CTP Green Slip renewal over the counter at your nearest branch.

Remember, not all branches take cash payments, so check with your branch before you go.

In the app

Make payments, update your details, and get reminders before a CTP Green Slip renewal is due.

Why choose NRMA CTP Insurance?

The top choice

We’re NSW’s most preferred provider for CTP Green Slip Insurance.

Based on NSW CTP monthly market share reports as at February 2024.

Get extra cover

We’re the only CTP Green Slip insurer in NSW that provides Driver Protection Cover on top of what you get with your CTP Green Slip.

It is cover you get for some specific injuries if you are at fault in an accident and suffer certain serious injuries1.

Quick and easy

We’ve made it easy for you to get your CTP Green Slip online. All we need is your vehicle information, and your CTP Green Slip will generally be with Service NSW within the hour.

Help protect your vehicle in NSW

Want to cover your car as well? Take a look at our other car insurance options

Get your Green Slip online and we’ll send your details to Service NSW in less than an hour

Claim online through MyServiceNSW or call our specialist CTP team for help

CTP Insurance NSW FAQs

Is there a difference between CTP insurance and Green Slip?

CTP (which stands for Compulsory Third Party) and a Green Slip are the same thing – insurance you need before you can register your vehicle that covers injuries from an accident.

How long does a Green Slip last?

You can usually choose to hold a NSW CTP Green Slip policy for 6 or 12 months. If your CTP policy has expired, you must renew your policy within 21 days of the due date or you will have to choose a 12-month registration when renewing.

Do I need to list learner drivers on my CTP Green Slip?

No, there’s no need to list learner drivers on your CTP Green Slip.

When can I change CTP insurers?

You have the option to change your CTP insurer when it is time to renew your Green Slip.

What happens to my Green Slip if I sell my car or motorcycle?

Your Green Slip stays with your vehicle so we’ll transfer the insurance to the new owner.

How much is a CTP Green Slip?

The amount you pay for a Green Slip (called the premium) is different from person to person and vehicle to vehicle. The quickest way to find out how much you’ll pay is to get a quote.

How much you pay is based on things about you and your vehicle. It's partly decided by the State Insurance Regulatory Authority (SIRA), and partly by us. We weigh up things like how old your vehicle is, the age of the youngest driver and claims you’ve made in the past.

What does the CTP Green Slip cover?

A Green Slip covers costs like medical treatment and lost income for people who have been injured in a road accident.

For accidents from 1 April 2023

With the changes to NSW CTP Green Slips, an injured person, regardless of fault, will receive up to 52 weeks of benefits including:

  • Weekly income payments (if time off work is required to recover)
  • Medical and treatment expenses

For accidents on or before 31 March 2023

An injured person, regardless of fault, will receive up to 26 weeks of benefits including:

  • Weekly income payments (if time off work is required to recover)
  • Medical and treatment expenses

What’s Driver Protection Cover?

Driver Protection Cover is extra cover we give you, depending on the kind of vehicle you drive, when you get your car’s Green Slip with us.

It’s cover for some specific injuries if you cause an accident and you’re seriously hurt1. You get this protection on top of what you get with your Green Slip.

How do I cancel my CTP Insurance policy?

Before you can cancel your CTP Green Slip, first you need to cancel your vehicle’s registration.

Cancelling your registration

Go to Service NSW for full information on how to cancel your rego.

When your rego is cancelled, you’ll get documents from Service NSW to confirm it’s done.

Cancelling your CTP Green Slip

Once you have the documents from Service NSW, you can cancel your Green Slip.

Complete our CTP cancellation form and email it to us at ctpaccountspayable@iag.com.au. You can also post it to us at the address shown on the form.

You can also cancel over the phone on 1800 882 364, or at your nearest branch.

Selling your car

Remember, if you’re selling your vehicle, you might not have to cancel your registration or your Green Slip. When you sell your vehicle, the Green Slip is transferred to the new owner.

See your policy, get your documents and pay online anytime

If you want help, you can talk to us. Call us on 132 132

Looking for CTP Insurance in your state or territory?

MAI Insurance pays for medical treatment for anyone who needs it after they’re injured in a road accident. You need MAI Insurance before you can register your vehicle.

Cover for people you injure if you cause an accident on the road, purchased when you renew your registration in SA. You can nominate us as your preferred CTP insurer when you renew your registration.

Things you should know

  1. Driver Protection Cover pays certain amounts for specific injuries from an accident you cause. It applies if your vehicle is a passenger vehicle with seating for up to nine adults, or a goods vehicle that weighs up to 4.5 tonnes. All other vehicles aren’t covered, including motorcycles, ambulances and police vehicles, taxis, buses, tow trucks, machinery and self-driven hire vehicles. Read the Driver Protection Cover Information Sheet for full details.