Policy booklets

Important note for customers in NSW, QLD, TAS and the ACT

If your policy was first purchased before 21 April 2024 and not yet renewed, or last renewed before 1 July 2024, your cover will be different. To access your policy documents, you can navigate to the 'show previous policies' section of your appropriate product, or call us on 132 132 for assistance.

CTP Insurance

Product Disclosure Statements (PDS)

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Transport Accident Insurance

Product Disclosure Statements (PDS)

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

CTP Insurance

Product Disclosure Statements (PDS)

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Transport Accident Insurance

Product Disclosure Statements (PDS)

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Transport Accident Insurance

Product Disclosure Statements (PDS)

Quick links

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Log in to see your policies and:

  • See what you’re covered for

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Car insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 10 September 2023–20 April 2024, or were renewed from 22 October 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 Feb 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or renewals from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 4 December 2022–9 September 2023, or were renewed from 14 January 2023–21 October 2023.

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 10 September 2023–20 April 2024, or were renewed from 22 October 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 Feb 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or renewals from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 4 December 2022–9 September 2023, or were renewed from 14 January 2023–21 October 2023.

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

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Log in to see your policies and:

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Car insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 10 September 2023–20 April 2024, or were renewed from 22 October 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 Feb 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies
  • Business Insurance PDS June 2023

    This PDS contains an included SPDS for policies that started from 2 June 2023–29 February 2024, or were renewed from 8 July 2023–5 April 2024.

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or renewals from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 4 December 2022–9 September 2023, or were renewed from 14 January 2023–21 October 2023.

Quick links

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Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

CTP Insurance

Product Disclosure Statements (PDS)

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Transport Accident Insurance

Product Disclosure Statements (PDS)

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CTP Insurance

Product Disclosure Statements (PDS)

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Transport Accident Insurance

Product Disclosure Statements (PDS)

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Transport Accident Insurance

Product Disclosure Statements (PDS)

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 10 September 2023–20 April 2024, or were renewed from 22 October 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 Feb 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or renewals from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 4 December 2022–9 September 2023, or were renewed from 14 January 2023–21 October 2023.

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

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  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 10 September 2023–20 April 2024, or were renewed from 22 October 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 Feb 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or renewals from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 4 December 2022–9 September 2023, or were renewed from 14 January 2023–21 October 2023.

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 10 September 2023–20 April 2024, or were renewed from 22 October 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 Feb 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies
  • Business Insurance PDS June 2023

    This PDS contains an included SPDS for policies that started from 2 June 2023–29 February 2024, or were renewed from 8 July 2023–5 April 2024.

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or renewals from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 4 December 2022–9 September 2023, or were renewed from 14 January 2023–21 October 2023.

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

CTP Insurance

Product Disclosure Statements (PDS)

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Transport Accident Insurance

Product Disclosure Statements (PDS)

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

CTP Insurance

Product Disclosure Statements (PDS)

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Transport Accident Insurance

Product Disclosure Statements (PDS)

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Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Transport Accident Insurance

Product Disclosure Statements (PDS)

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 10 September 2023–20 April 2024, or were renewed from 22 October 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 Feb 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or renewals from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 4 December 2022–9 September 2023, or were renewed from 14 January 2023–21 October 2023.

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 10 September 2023–20 April 2024, or were renewed from 22 October 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 Feb 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or renewals from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 4 December 2022–9 September 2023, or were renewed from 14 January 2023–21 October 2023.

Quick links

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Log in to see your policies and:

  • See what you’re covered for

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  • Update your contact details

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Car insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes Home Buildings, Home Contents, and Home Buildings & Contents.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 21 April–12 May 2024.

For policies that started from 21 April–12 May 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 5 December 2021–20 April 2024, or were renewed from 10 January 2022–30 June 2024.

For policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

For policies that started 5 December 2021–10 October 2023, or were renewed from 10 January 2022–12 November 2023.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes Comprehensive and Third Party Property Damage.

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 1–20 April 2024, or were renewed from 1 April–30 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started, from 1–20 April 2024, or were renewed from 1 April–30 June 2024.

For policies that started, or were renewed from 23 January–31 March 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–31 March 2024, or were renewed from 27 March 2023–31 March 2024.

For policies that started from 20 July 2023–22 January 2024, or were renewed from 28 August 2023–22 January 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February–19 July 2023, or were renewed from 27 March–27 August 2023. Includes Comprehensive and Third Party Property Damage.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

Effective from 3 October 2024.

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

This PDS contains an included SPDS for policies that started from 11 October 2023–20 April 2024, or were renewed from 13 November 2023–30 June 2024. Includes On-site Caravan, Touring Caravan and Trailer.

For policies that started from 3 August 2022–10 October 2023, or were renewed from 5 September 2022–12 November 2023. Includes On-site Caravan, Touring Caravan and Trailer.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

For policies that started from 21 April 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 20 February–20 April 2024, or were renewed from 20 February–30 June 2024.

For policies that started from 22 February 2023–19 February 2024, or were renewed from 27 March 2023–19 February 2024. Includes On-site Caravan, Touring Caravan and Trailer.

Bicycle Insurance

Product Disclosure Statements (PDS)

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

Car insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Comprehensive, Comprehensive Basics, Comprehensive Plus, Third Party Fire & Theft and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Home insurance

Product Disclosure Statement (PDS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 16 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 30 September 2024.

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Home Buildings, Home Contents, and Buildings & Contents.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 10 September 2023–20 April 2024, or were renewed from 22 October 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 Feb 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Home Buildings Plus, Home Buildings Standard, Home Contents Plus, Home Contents Standard, Home Buildings & Contents Plus and Home Buildings & Contents Standard.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023. Includes Landlord Building, Landlord Contents, and Landlord Building & Contents.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023.

Key Facts Sheets (KFS)

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

For policies that started from 13 May 2024, or were renewed from 1 July 2024.

Previous policies

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

For policies that started from 10 September 2023–12 May 2024, or were renewed from 22 October 2023–30 June 2024.

Travel Insurance

Product Disclosure Statements (PDS)

Previous policies

Target Market Determinations (TMD)

Previous policies

Financial Services Guide (FSG)

Previous policies

Motorcycle Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 28 November 2021–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 21 April 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October, or were renewed from 22 October 2023–20 November 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 February 2023–21 October 2023. Includes Comprehensive and Third Party Property Damage.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Business Insurance

Product Disclosure Statements (PDS)

Previous policies
  • Business Insurance PDS June 2023

    This PDS contains an included SPDS for policies that started from 2 June 2023–29 February 2024, or were renewed from 8 July 2023–5 April 2024.

Policy Wordings

Previous policies

Target Market Determination (TMD)

Effective from 5 October 2021.

For previous versions of our TMDs, visit iag.com.au/tmd.

Boat Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 18 October 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

Caravan Insurance

Product Disclosure Statement (PDS)

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

For policies that started from 10 September 2023, or were renewed from 22 October 2023.

Previous policies

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or were renewed from 22 January 2022–21 October 2023.

For policies that started from 28 November 2021–9 September 2023, or renewals from 22 January 2022–21 October 2023.

Target Market Determination (TMD)

Effective from 21 April 2024.

Effective from 12 November 2024.

For previous versions of our TMDs, visit iag.com.au/tmd.

Premium Excess and Discount Guides (PED)

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

For policies that started from 21 April 2024, or were renewed from 2 June 2024.

Previous policies

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 October 2023–20 April 2024, or were renewed from 21 November 2023–1 June 2024.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 10 September 2023–9 October 2023, or were renewed from 22 October 2023–20 November 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 22 February 2023–9 September 2023, or were renewed from 27 March 2023–21 October 2023.

For policies that started from 4 December 2022–9 September 2023, or were renewed from 14 January 2023–21 October 2023.

Quick links

See your policies online

Log in to see your policies and:

  • See what you’re covered for

  • Download your Certificate of Insurance

  • Update your contact details

  • Switch to paperless

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CGU policy booklets

Glossary

Product Disclosure Statements (PDS)

The PDS has the full details on a policy including what’s covered and what’s not, limits and conditions.

Policy Wordings

The Policy Wording has the full details on a policy including what’s covered and what’s not, limits and conditions.

Target Market Determinations (TMD)

A TMD helps you understand the types of people (called the ‘class of customers’) our insurance policies are designed for, considering their needs, objectives, and financial situations.

Premium, Excess & Discounts Guides (PED)

The PED has information on how we calculate your premium, how much you might need to pay if you make a claim, and discounts you may be eligible for.

Key Facts Sheets (KFS)

The KFS has quick information about a policy, including events we cover and some conditions. As it doesn't include everything, read the PDS before making a decision about your insurance.