You need Compulsory Third Party (CTP) Insurance in New South Wales and South Australia to register your vehicle. If you’re in the Australian Capital Territory, you’ll know it as MAI Insurance.
If you injure someone in an accident, your CTP (or MAI) Insurance covers the cost of the injured person’s medical treatment, and any lost income if they’re unable to work.
You’re covered for injuries to your passengers, as well as pedestrians, and the drivers and passengers of other vehicles.
Your CTP Insurance won’t cover your own injuries, but if the other driver is considered partly or completely ‘at fault’, you can make a claim on their CTP Insurance.
Compulsory Third Party (CTP) Green Slip is mandatory for NSW motorists. You need CTP before you can register your vehicle.
MAI Insurance pays for medical treatment for anyone who needs it after they’re injured in a road accident. You need MAI Insurance before you can register your vehicle.
Cover for people you injure if you cause an accident on the road, purchased when you renew your registration in SA. You can nominate us as your preferred CTP insurer when you renew your registration.
In NSW, you need to get CTP Insurance before you can register your vehicle.
In SA and the ACT, your CTP Insurance or MAI Insurance is included in the total registration fee you pay when you register your vehicle.
CTP Insurance and Comprehensive Car Insurance are different.
You need CTP Insurance in New South Wales and South Australia before you can register your vehicle and use it on the road.
Comprehensive Car Insurance is optional and covers certain things that your CTP Insurance doesn’t. It covers your car for accidental damage, collision or crash, severe weather, theft, vandalism or malicious acts. Our Comprehensive Car Insurance also covers the extras on your car like alloy wheels, sunroofs and custom sound systems.
For full details including limits, conditions and exclusions, read the policy documents.
You have the option to change your CTP insurer when it's time to renew your CTP Insurance policy (also known as your Green Slip if you're in NSW).
No, there’s no need to list learner drivers on your CTP Insurance policy.
