From the charming capital city of Adelaide to beautiful Barossa vineyards, breathtaking coastlines and the unforgettable Nullarbor Plain, South Australia has no shortage of treasures for locals and travellers alike.
Wherever you are in South Australia, you've got a range of NRMA car insurance policies to choose from, with cover for different vehicles, drivers and lifestyles.
Explore our Comprehensive Car Insurance, Third Party Fire & Theft Insurance, Third Party Property Damage Insurance, and Classic Car Insurance. We also offer CTP Green Slip Insurance.
Whether you’re in metropolitan or regional SA, we’ve got different car insurance options to suit your preferences.
Cover for a wide range of things that can damage or destroy your car, including accidental damage, collision or crash, vandalism, theft, fire and severe weather.
Cover for your car if it's stolen or catches fire, as well as damage to other people's cars and property if you cause an accident.
Cover for damage you cause to other people's cars or property in an accident, as well as damage to your car caused by an uninsured driver2. This doesn’t cover fire or theft.
Cover for people you injure if you cause an accident on the road, purchased when you renew your registration in SA. You can nominate us as your preferred CTP insurer when you renew your registration.
Specialised cover for your classic car, including cover for accidental damage or loss, fire, theft, vandalism, third party property damage and more.
In South Australia, there are both mandatory and optional types of insurance for your vehicle.
CTP Insurance is legally required if you want to register your vehicle in SA.
Some drivers also choose to get car insurance like Comprehensive Car Insurance, which offers the broadest cover. We also offer Third Party Fire & Theft Insurance and Third Party Property Damage Insurance.
Insurance other than CTP Insurance is optional, so it’s up to you to choose the level of protection you want for yourself and your vehicle.
You need Compulsory Third Party (CTP) Insurance when you register your vehicle in SA. If you injure someone in an accident, your CTP Insurance covers the cost of their medical treatment, and any lost income if they’re unable to work.
The only insurance that’s mandatory for South Australian drivers is CTP Insurance.
If you want protection for your car or other things that can happen on the road, like damage to other people’s cars or property, you can choose from a range of car insurance policies that cover this.
You can read about Comprehensive Car Insurance, Third Party Fire & Theft Insurance and Third Party Property Damage Insurance. And that’s not all.
And that’s not all. For classic cars, there’s Classic Car Insurance, and we even have insurance for other vehicles like caravans and motorcycles.
CTP Insurance and Comprehensive Car Insurance are different.
You need CTP Insurance to register your vehicle in South Australia, and it covers related medical costs and lost income if people are injured in an accident you cause on the road.
Comprehensive Car Insurance is optional and covers certain things that your CTP Insurance doesn’t. It covers your car for accidental damage, collision or crash, severe weather, theft, vandalism and malicious acts. Our Comprehensive Car Insurance also covers the extras on your car like alloy wheels, sunroofs and custom baby seats.
For full details including limits, conditions and exclusions, read the policy documents.
We’ve been Australia’s most trusted insurance brand for 3 years in a row3
We’re here for you as an authorised CTP Insurance provider in South Australia
We’ve been insuring drivers in Australia for over 95 years
