New replacement
We can replace your trailer with a new one if it's written off in its first 2 years in an incident we cover (your trailer must have been new or a demonstration model when you bought it)1.
Fire and flood
You’re covered if your trailer is damaged by fire, storm, flood or tsunami.
Emergency repairs
We cover you for agreed emergency repairs you need to make after an incident we cover, so that your trailer’s safe to tow (up to $800).
Theft and damage
You’re covered if your trailer is vandalised, stolen or accidentally damaged.
Modifications and accessories
We cover agreed modifications, accessories, fittings and fixtures that are attached to your trailer2.
Towing and storage
We pay for towing to a repairer or safe place if your trailer is damaged and can’t be used after an incident we cover. We also pay reasonable storage costs for your trailer until it’s repaired or we settle your claim (whichever comes first).
Liability Cover
We cover your legal liability in certain situations if someone’s injured or their property’s damaged by your trailer (up to $20m).
They’ll give you details on limits, conditions, exclusions and more
Important note for customers in NSW, QLD, TAS & ACT. If you purchased your policy before 21 April 2024 and you either haven't renewed it yet or you last renewed it before 1 July 2024, your cover will be different to the cover described above. Read the Product Disclosure Statement (PDS) relevant to your policy on our policy booklets page, or call us on 132 132 for more information.
Yes, we cover anyone who has your permission to use your trailer4. An age excess will apply to anyone who tows your trailer that is under 25.
If your trailer is written off in its first 2 years in an incident we cover, we’ll replace it with a similar new trailer if one is available in Australia.
Your trailer must have been new or a demonstration model when you bought it and less than 3.5 tonnes5.
If it’s damaged in an incident we cover and we decide it can be repaired, we’ll arrange for a repairer to fix your trailer.
If your trailer is damaged in an incident we cover, we’ll pay to tow it to a repairer or safe place and cover the reasonable storage costs until it’s repaired or we settle your claim (whichever is first).
No, Trailer Insurance only covers your trailer. If you want to check what cover you can get for the items being towed in your trailer, see Home Contents Insurance.
Conditions apply to this additional benefit, including that your trailer must weigh less than 3.5 tonne.
Modifications must be included in your agreed value/market value, and you must tell us about them when we ask.
Cover is subject to standard underwriting guidelines and policy terms. Additional excesses apply for undisclosed drivers, including for drivers under 25.
Other conditions apply to this additional benefit.
