Our customer discounts

More reasons to choose NRMA Insurance

With 3 types of discounts that could apply to your insurance policies

Our Online Discount

You could get up to 10% off on your first year’s premium when you buy an eligible policy online1.

Our Relationship Discount

You could qualify for a Relationship Discount when you’ve had an eligible policy with us for 5 years in a row2.

Our Multi-Product Discount

You could qualify for a Multi-Product Discount when you have 2 or more eligible products insured with us3.

Want to know more?

Take a look at our Premium, Excess and Discount Guides (PEDs).

Things you should know

  1. See the full details of the online discount. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may limit any increases or decreases in your premium by considering factors such as your previous year's premium amount.

  2. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more by staying with us longer if a minimum premium is reached, or we have limited increases or decreases in your premium.

  3. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible products if a minimum premium is reached, or we have limited increases or decreases in your premium. When we complete the Multi-Product Discount calculation, we will use the policy start date of your policy, not the date that you purchase your policy. As such, policies must be purchased in order of their start date so that the discount can be appropriately applied.

    Any applicable discount is applied in tiers based on the number of eligible policies only. Maximum tier reached at 9 eligible policies. Existing policies will not be eligible for any new discount tier until renewal. We sometimes refer to this as the “multi-policy discount.”