Make a claim for your caravan or trailer

See how to make a claim, pay your excess and more

Let's help get you back on the road

While travelling

1. Get safe

Make sure you're safely off the road and ring 000 in case of injury or hazard.

2. Get details

Note down the details of the other drivers if applicable, and take photos of the accident.

3. Get a tow

Call us now if you need a tow on 131 123.

Once you and those around you are safe, you can call us to start your claim.

While on a site

1. Get safe

Identify the hazard, make sure everyone's safe and ring 000 in case of an emergency. During a flood or storm, call the NSW State Emergency Services (SES) on 132 500.

2. Get secure

If it's safe to do so, shut off affected utilities such as water, power and gas and secure the area.

3. Get help

Call us 24/7 on 131 123.

Have a question? We can help

What information do I need to collect?

The more information you can get, the better. You should try and collect:

  • The name, address, phone number and if applicable, the licence details of any drivers involved
  • If applicable, the make, model and number plate of any vehicles involved
  • The contact details of anyone who witnessed the incident.

Don't worry, we'll deal with all the people involved in the accident on your behalf.

Even if you don't have all the details, you can still start your claim and add more details later.

What's the best way to document the damage or loss?

If your caravan or any of its contents have been damaged, take photos of the incident if you can. You can send these to us after you've made a claim.

If you've been in an accident, pictures of all the damaged vehicles and your caravan or trailer, including their number plates, location of the incident, and the other driver's details can all be useful for your claim.

If you've had items stolen from your caravan, we may ask you to provide additional information to help us process your claim, such as:

  • Purchase receipts
  • Credit cards or bank statements
  • Photos of the items.
Should I call the police?

You don't need to call the police for every incident, however you should call them if:

  • You feel unsafe
  • The accident is causing a traffic hazard
  • You believe alcohol or drugs may be involved
  • Theft, vandalism or malicious act has caused loss or damage to your caravan or trailer.

Most importantly, call an ambulance first on 000 if you or anyone else is injured.

How soon after the incident should I log a claim?

There's no deadline for when you need to tell us about the incident, however it's a good idea to make a claim as soon as possible.

What if it's unsafe to stay in my caravan?

We'll pay your reasonable temporary accommodation costs, if your:

  • Touring caravan is unliveable, and
  • You're 100km or more away from your home, or
  • Your on-site caravan is your permanent residence.

We're here to help, so contact us as soon as you think you'll need to relocate.

For more information about our temporary accommodation cover, please refer to the Product Disclosure Statement (PDS).

I need urgent repairs to my caravan or trailer, what do I do?

If an incident we cover causes damage to your caravan or trailer and it needs urgent repairs, call us on 131 123.

If we agree to pay your claim, we'll pay the cost of one tow from the scene of the incident to the nearest repairer or a safe place.

We'll also reimburse you up to $500 to carry out any emergency repairs needed on your caravan or trailer. Remember to keep the receipts for all repairs.

Here's what you'll need to get started

  • A description of the incident including when and where it happened.
  • Details for any other drivers involved, including full names, phone numbers, licence details and residential addresses.
  • A police report if the incident involved theft or a fire.

You can save your claim and come back later. You can also log back in after you’ve submitted your claim to add more details.

Not sure what you’re covered for? Log into your account and go to your Policy Documents.

Caravan

You can make a claim, track its progress and add any extra details online. We’ll call you if there’s anything else we need.

Motorhome

You can call us to make a claim. We’ll keep you updated on its progress and will call if there’s anything else we need.

Trailer

You can call us to make a claim. We’ll keep you updated on its progress and will call if there’s anything else we need.

Have a question? We can help

What details do I need to give for my claim?

The most important information to obtain from the incident is the name and residential address of any drivers involved in the accident. It's also helpful to get their phone number and licence details.

This ensures that you don't need to pay an excess if the accident wasn't your fault. It also means we can deal directly with all the people involved on your behalf, saving you time, hassle and stress.

If possible, it also helps to get the make, model and number plate of any vehicles involved, plus the contact details of anyone who witnessed the accident.

What if I don't have the details for the other driver?

If the damage to your caravan or trailer was caused by another driver we need their name and residential address to allow us to recover the cost of your repairs. We'll attempt to contact the other driver using any information that you can provide.

Often there are times when we can't contact the other driver, for example, a hit and run type incident. In this scenario, you'll be required to pay the excess towards the cost of your repairs.

If you don't have all their details right now, you can call us to add them at a later date if you're able to obtain them.

What happens after I've submitted my claim?

We’ll give you a claim number and let you know if you need to pay an excess.

If your caravan or trailer has been damaged, you’ll need to get a quote for repairs so we can assess your claim.

Once you’ve got your quote, log into your account and go to Claims. Select your claim and go to Documents to upload your quote and any photos of the damage.

Alternatively, you can email us for your trailer claim.

We’ll assess your claim and contact you with next steps. If you’re covered, we’ll talk to you about your settlement options. We’ll also tell you if we agree on the repairs and may ask you to book in these repairs.

We’ll usually get you to pay your excess to the repairer. If the incident wasn’t your fault and you’ve provided us with the full name and residential address of the person whose fault it was, you won’t need to pay any excess.

You can see and manage your claim online. Log into your account to:

  • Upload photos of the damage
  • Add or change your claim details
  • Pay any excess that might be due.

Our team will call you if they need any more information. They’ll also deal with any others involved, so that you don’t have to.

Have a question? We can help

What if my caravan can't be repaired?

If there's considerable damage to your caravan or trailer or the repairs cost more than its value, your caravan or trailer may be written off (also known as a 'total loss'). If this happens:

  • We'll pay you your caravan or trailer's agreed value minus an excess if required, and on-road costs (unused registration and CTP Insurance)
  • Your policy will end and there will be no refund or transfer of your premium. If you pay monthly, we'll deduct any unpaid amounts from your settlement. If there's secured finance on your caravan or trailer, we'll pay the outstanding loan to the credit provider, and the remaining balance to you
  • We keep your damaged caravan or trailer.

We understand that a total loss claim can be unexpected. We'll explain the next steps in detail if we settle your claim this way.

What if I'm not happy with the repairs?

We recommend you first speak with the repairer about your concerns. If you're still unhappy with the authorised repairs, please contact us and we'll discuss the next steps.

Once you’ve made a claim, we’ll confirm if you’re covered, what your excess will be and when you’ll need to pay any excess.

If you aren’t covered or decide not to go through with the claim, you won’t have to pay any excess.

Log into your account to pay or call us on 131 123 anytime, 24/7 to get started.

Pay your excess

If we ask you to pay an excess directly to us, you can do this online or over the phone.

To pay online, log into your account, select Claims, choose your claim and then select Excess. To pay over the phone, call 131 123 (available 24/7) with your claim number ready. We accept Visa and MasterCard.

In some cases, you’ll be asked to pay the excess to the repairer or supplier. We can also deduct the excess from any payment we make to you.

While travelling

1. Get safe

Make sure you're safely off the road and ring 000 in case of injury or hazard.

2. Get details

Note down the details of the other drivers if applicable, and take photos of the accident.

3. Get a tow

Call us now if you need a tow on 131 123.

Once you and those around you are safe, you can call us to start your claim.

While on a site

1. Get safe

Identify the hazard, make sure everyone's safe and ring 000 in case of an emergency. During a flood or storm, call the NSW State Emergency Services (SES) on 132 500.

2. Get secure

If it's safe to do so, shut off affected utilities such as water, power and gas and secure the area.

3. Get help

Call us 24/7 on 131 123.

Have a question? We can help

What information do I need to collect?

The more information you can get, the better. You should try and collect:

  • The name, address, phone number and if applicable, the licence details of any drivers involved
  • If applicable, the make, model and number plate of any vehicles involved
  • The contact details of anyone who witnessed the incident.

Don't worry, we'll deal with all the people involved in the accident on your behalf.

Even if you don't have all the details, you can still start your claim and add more details later.

What's the best way to document the damage or loss?

If your caravan or any of its contents have been damaged, take photos of the incident if you can. You can send these to us after you've made a claim.

If you've been in an accident, pictures of all the damaged vehicles and your caravan or trailer, including their number plates, location of the incident, and the other driver's details can all be useful for your claim.

If you've had items stolen from your caravan, we may ask you to provide additional information to help us process your claim, such as:

  • Purchase receipts
  • Credit cards or bank statements
  • Photos of the items.
Should I call the police?

You don't need to call the police for every incident, however you should call them if:

  • You feel unsafe
  • The accident is causing a traffic hazard
  • You believe alcohol or drugs may be involved
  • Theft, vandalism or malicious act has caused loss or damage to your caravan or trailer.

Most importantly, call an ambulance first on 000 if you or anyone else is injured.

How soon after the incident should I log a claim?

There's no deadline for when you need to tell us about the incident, however it's a good idea to make a claim as soon as possible.

What if it's unsafe to stay in my caravan?

We'll pay your reasonable temporary accommodation costs, if your:

  • Touring caravan is unliveable, and
  • You're 100km or more away from your home, or
  • Your on-site caravan is your permanent residence.

We're here to help, so contact us as soon as you think you'll need to relocate.

For more information about our temporary accommodation cover, please refer to the Product Disclosure Statement (PDS).

I need urgent repairs to my caravan or trailer, what do I do?

If an incident we cover causes damage to your caravan or trailer and it needs urgent repairs, call us on 131 123.

If we agree to pay your claim, we'll pay the cost of one tow from the scene of the incident to the nearest repairer or a safe place.

We'll also reimburse you up to $500 to carry out any emergency repairs needed on your caravan or trailer. Remember to keep the receipts for all repairs.

Here's what you'll need to get started

  • A description of the incident including when and where it happened.
  • Details for any other drivers involved, including full names, phone numbers, licence details and residential addresses.
  • A police report if the incident involved theft or a fire.

You can save your claim and come back later. You can also log back in after you’ve submitted your claim to add more details.

Not sure what you’re covered for? Log into your account and go to your Policy Documents.

Caravan

You can make a claim, track its progress and add any extra details online. We’ll call you if there’s anything else we need.

Motorhome

You can call us to make a claim. We’ll keep you updated on its progress and will call if there’s anything else we need.

Trailer

You can call us to make a claim. We’ll keep you updated on its progress and will call if there’s anything else we need.

Have a question? We can help

What details do I need to give for my claim?

The most important information to obtain from the incident is the name and residential address of any drivers involved in the accident. It's also helpful to get their phone number and licence details.

This ensures that you don't need to pay an excess if the accident wasn't your fault. It also means we can deal directly with all the people involved on your behalf, saving you time, hassle and stress.

If possible, it also helps to get the make, model and number plate of any vehicles involved, plus the contact details of anyone who witnessed the accident.

What if I don't have the details for the other driver?

If the damage to your caravan or trailer was caused by another driver we need their name and residential address to allow us to recover the cost of your repairs. We'll attempt to contact the other driver using any information that you can provide.

Often there are times when we can't contact the other driver, for example, a hit and run type incident. In this scenario, you'll be required to pay the excess towards the cost of your repairs.

If you don't have all their details right now, you can call us to add them at a later date if you're able to obtain them.

What happens after I've submitted my claim?

We’ll give you a claim number and let you know if you need to pay an excess.

If your caravan or trailer has been damaged, you’ll need to get a quote for repairs so we can assess your claim.

Once you’ve got your quote, log into your account and go to Claims. Select your claim and go to Documents to upload your quote and any photos of the damage.

Alternatively, you can email us for your trailer claim.

We’ll assess your claim and contact you with next steps. If you’re covered, we’ll talk to you about your settlement options. We’ll also tell you if we agree on the repairs and may ask you to book in these repairs.

We’ll usually get you to pay your excess to the repairer. If the incident wasn’t your fault and you’ve provided us with the full name and residential address of the person whose fault it was, you won’t need to pay any excess.

You can see and manage your claim online. Log into your account to:

  • Upload photos of the damage
  • Add or change your claim details
  • Pay any excess that might be due.

Our team will call you if they need any more information. They’ll also deal with any others involved, so that you don’t have to.

Have a question? We can help

What if my caravan can't be repaired?

If there's considerable damage to your caravan or trailer or the repairs cost more than its value, your caravan or trailer may be written off (also known as a 'total loss'). If this happens:

  • We'll pay you your caravan or trailer's agreed value minus an excess if required, and on-road costs (unused registration and CTP Insurance)
  • Your policy will end and there will be no refund or transfer of your premium. If you pay monthly, we'll deduct any unpaid amounts from your settlement. If there's secured finance on your caravan or trailer, we'll pay the outstanding loan to the credit provider, and the remaining balance to you
  • We keep your damaged caravan or trailer.

We understand that a total loss claim can be unexpected. We'll explain the next steps in detail if we settle your claim this way.

What if I'm not happy with the repairs?

We recommend you first speak with the repairer about your concerns. If you're still unhappy with the authorised repairs, please contact us and we'll discuss the next steps.

Once you’ve made a claim, we’ll confirm if you’re covered, what your excess will be and when you’ll need to pay any excess.

If you aren’t covered or decide not to go through with the claim, you won’t have to pay any excess.

Log into your account to pay or call us on 131 123 anytime, 24/7 to get started.

Pay your excess

If we ask you to pay an excess directly to us, you can do this online or over the phone.

To pay online, log into your account, select Claims, choose your claim and then select Excess. To pay over the phone, call 131 123 (available 24/7) with your claim number ready. We accept Visa and MasterCard.

In some cases, you’ll be asked to pay the excess to the repairer or supplier. We can also deduct the excess from any payment we make to you.

While travelling

1. Get safe

Make sure you're safely off the road and ring 000 in case of injury or hazard.

2. Get details

Note down the details of the other drivers if applicable, and take photos of the accident.

3. Get a tow

Call us now if you need a tow on 131 123.

Once you and those around you are safe, you can call us to start your claim.

While on a site

1. Get safe

Identify the hazard, make sure everyone's safe and ring 000 in case of an emergency. During a flood or storm, call the NSW State Emergency Services (SES) on 132 500.

2. Get secure

If it's safe to do so, shut off affected utilities such as water, power and gas and secure the area.

3. Get help

Call us 24/7 on 131 123.

Have a question? We can help

What information do I need to collect?

The more information you can get, the better. You should try and collect:

  • The name, address, phone number and if applicable, the licence details of any drivers involved
  • If applicable, the make, model and number plate of any vehicles involved
  • The contact details of anyone who witnessed the incident.

Don't worry, we'll deal with all the people involved in the accident on your behalf.

Even if you don't have all the details, you can still start your claim and add more details later.

What's the best way to document the damage or loss?

If your caravan or any of its contents have been damaged, take photos of the incident if you can. You can send these to us after you've made a claim.

If you've been in an accident, pictures of all the damaged vehicles and your caravan or trailer, including their number plates, location of the incident, and the other driver's details can all be useful for your claim.

If you've had items stolen from your caravan, we may ask you to provide additional information to help us process your claim, such as:

  • Purchase receipts
  • Credit cards or bank statements
  • Photos of the items.
Should I call the police?

You don't need to call the police for every incident, however you should call them if:

  • You feel unsafe
  • The accident is causing a traffic hazard
  • You believe alcohol or drugs may be involved
  • Theft, vandalism or malicious act has caused loss or damage to your caravan or trailer.

Most importantly, call an ambulance first on 000 if you or anyone else is injured.

How soon after the incident should I log a claim?

There's no deadline for when you need to tell us about the incident, however it's a good idea to make a claim as soon as possible.

What if it's unsafe to stay in my caravan?

We'll pay your reasonable temporary accommodation costs, if your:

  • Touring caravan is unliveable, and
  • You're 100km or more away from your home, or
  • Your on-site caravan is your permanent residence.

We're here to help, so contact us as soon as you think you'll need to relocate.

For more information about our temporary accommodation cover, please refer to the Product Disclosure Statement (PDS).

I need urgent repairs to my caravan or trailer, what do I do?

If an incident we cover causes damage to your caravan or trailer and it needs urgent repairs, call us on 131 123.

If we agree to pay your claim, we'll pay the cost of one tow from the scene of the incident to the nearest repairer or a safe place.

We'll also reimburse you up to $500 to carry out any emergency repairs needed on your caravan or trailer. Remember to keep the receipts for all repairs.

Here's what you'll need to get started

  • A description of the incident including when and where it happened.
  • Details for any other drivers involved, including full names, phone numbers, licence details and residential addresses.
  • A police report if the incident involved theft or a fire.

You can save your claim and come back later. You can also log back in after you’ve submitted your claim to add more details.

Not sure what you’re covered for? Log into your account and go to your Policy Documents.

Caravan

You can make a claim, track its progress and add any extra details online. We’ll call you if there’s anything else we need.

Motorhome

You can call us to make a claim. We’ll keep you updated on its progress and will call if there’s anything else we need.

Trailer

You can call us to make a claim. We’ll keep you updated on its progress and will call if there’s anything else we need.

Have a question? We can help

What details do I need to give for my claim?

The most important information to obtain from the incident is the name and residential address of any drivers involved in the accident. It's also helpful to get their phone number and licence details.

This ensures that you don't need to pay an excess if the accident wasn't your fault. It also means we can deal directly with all the people involved on your behalf, saving you time, hassle and stress.

If possible, it also helps to get the make, model and number plate of any vehicles involved, plus the contact details of anyone who witnessed the accident.

What if I don't have the details for the other driver?

If the damage to your caravan or trailer was caused by another driver we need their name and residential address to allow us to recover the cost of your repairs. We'll attempt to contact the other driver using any information that you can provide.

Often there are times when we can't contact the other driver, for example, a hit and run type incident. In this scenario, you'll be required to pay the excess towards the cost of your repairs.

If you don't have all their details right now, you can call us to add them at a later date if you're able to obtain them.

What happens after I've submitted my claim?

We’ll give you a claim number and let you know if you need to pay an excess.

If your caravan or trailer has been damaged, you’ll need to get a quote for repairs so we can assess your claim.

Once you’ve got your quote, log into your account and go to Claims. Select your claim and go to Documents to upload your quote and any photos of the damage.

Alternatively, you can email us for your trailer claim.

We’ll assess your claim and contact you with next steps. If you’re covered, we’ll talk to you about your settlement options. We’ll also tell you if we agree on the repairs and may ask you to book in these repairs.

We’ll usually get you to pay your excess to the repairer. If the incident wasn’t your fault and you’ve provided us with the full name and residential address of the person whose fault it was, you won’t need to pay any excess.

You can see and manage your claim online. Log into your account to:

  • Upload photos of the damage
  • Add or change your claim details
  • Pay any excess that might be due.

Our team will call you if they need any more information. They’ll also deal with any others involved, so that you don’t have to.

Have a question? We can help

What if my caravan can't be repaired?

If there's considerable damage to your caravan or trailer or the repairs cost more than its value, your caravan or trailer may be written off (also known as a 'total loss'). If this happens:

  • We'll pay you your caravan or trailer's agreed value minus an excess if required, and on-road costs (unused registration and CTP Insurance)
  • Your policy will end and there will be no refund or transfer of your premium. If you pay monthly, we'll deduct any unpaid amounts from your settlement. If there's secured finance on your caravan or trailer, we'll pay the outstanding loan to the credit provider, and the remaining balance to you
  • We keep your damaged caravan or trailer.

We understand that a total loss claim can be unexpected. We'll explain the next steps in detail if we settle your claim this way.

What if I'm not happy with the repairs?

We recommend you first speak with the repairer about your concerns. If you're still unhappy with the authorised repairs, please contact us and we'll discuss the next steps.

Once you’ve made a claim, we’ll confirm if you’re covered, what your excess will be and when you’ll need to pay any excess.

If you aren’t covered or decide not to go through with the claim, you won’t have to pay any excess.

Log into your account to pay or call us on 131 123 anytime, 24/7 to get started.

Pay your excess

If we ask you to pay an excess directly to us, you can do this online or over the phone.

To pay online, log into your account, select Claims, choose your claim and then select Excess. To pay over the phone, call 131 123 (available 24/7) with your claim number ready. We accept Visa and MasterCard.

In some cases, you’ll be asked to pay the excess to the repairer or supplier. We can also deduct the excess from any payment we make to you.

Call us for help

Caravan & Trailer claims

Not in Australia?

For claims in NSW, ACT, QLD or TAS +61 2 8661 7150

Or

For claims in SA, WA or NT +61 8 6298 5837

New lodgement 24/7
Existing claims enquiries, Mon–Fri.