You can save up to 10% on the ‘base premium’ for the first year when you purchase an eligible new NRMA Business Insurance policy online. The base premium is the premium we have calculated but does not include any government or statutory charges. Any discounts only apply until you reach a minimum premium, so your discount might be limited by the minimum premium (in which case the discount applied may be significantly below the maximum advertised discount). If your base premium is $220 (the minimum base premium for NRMA Business Insurance) you will not receive a discount under this Business Insurance Online Offer. This offer is available on eligible products only, excludes Motor Trade Insurance, Farm Insurance, Professional Indemnity Insurance, Information and Communications Technology Liability Insurance. Separately, you can save up to 10% on the base premium (up to $100 only) for the first year when you purchase a new NRMA Hobby Farm Insurance policy online. These online offers may be withdrawn at any time. The Business Insurance Online Offer is subject to its full terms and conditions, and the Hobby Farm Insurance Online Offer is subject to its full terms and conditions. When we calculate your premium on renewal, we may limit any increases or decreases in your renewal premium by considering factors like your previous year’s premium. Cover is subject to standard underwriting and policy terms.