What contents are covered under Boat Insurance?
If your contents are lost or damaged as a result of an event we have agreed to cover, you'll be covered up to $1,000.
You can also opt to increase your contents cover. If you choose to increase your contents cover above $1,500, the most we'll pay for a single item is $1,500.
The contents we cover must be used solely in your boat, and includes:
- Household items and appliances
- Portable navigation equipment
- Driving equipment (while not in use)
- Fishing equipment (while not in use)
- Waterskiing equipment (while not in use).
Contents we don't cover include:
- Portable electronic items and accessories, phones and cameras
- Cash, jewellery, watches and personal effects
- Fuel
- Food, Drinks, Medicines or Bait
- Sporting equipment such as sailboards and surfboards
- Contents solely used on your boat tender.
If your claim is for theft, attempted theft, or vandalism, you won't be covered if your items were not in a lockable cabin or compartment at the time of the incident, or if there was no proof of forced entry into the locked cabin/compartment.
Important note for customers in NSW, Queensland, Tasmania and the ACT:
If your policy was
- First purchased before 21 April 2024 and not yet renewed
- Last renewed before 1 July 2024
your cover will be different. Call us on 132 132.
For more information about contents cover, read the Product Disclosure Statement (PDS).