Home insurance renewals and payments

Let’s help you renew your home insurance policy, pay an excess or manage your payments. Just have your policy number handy.

What would you like to do?

There are lots of ways to pay your insurance

Log in

Log in to your account to pay or renew your policy online.

Express pay online

Pay or renew your policy  without logging in. Just enter your policy number and postcode.

Over the phone

Call 131 144 with your policy number ready.

With BPAY

Log in to your online banking and go to BPAY bill payments. Enter the biller code and your reference number (find it next to the BPAY logo on your policy document). It can take up to three days for us to receive your BPAY payment. Call us to make a payment if it's due sooner than that.

At a post office

Pay over the counter at an Australia Post Office.

Send payments by post

Complete the payment slip on your policy document and post it to:

NRMA Insurance
Reply Paid 9871
GPO Sydney NSW 2001

Visit your local NRMA branch

For available payment options and services, you can visit one of our branches in NSW or ACT.

Need to check your details?

If you have Landlord or Residential Strata Insurance, you’ll need to call us on 132 132 to check your details.

For all other home insurance policies, log in to your account to check your policy details or update your contact info.

Have a question? We can help

Can I change my sum insured?

You're able to change your sum insured any time during the term of your policy. Log in to your account and select the policy you want to change, adjust the value and follow the prompts. Changing your sum insured may affect the price of your premium, but we'll let you know about that when you make the change.

Before you change your sum insured, if you have home insurance you can try our home buildings calculator or home contents calculator to get an estimate of how much it would cost to replace your home and contents1.

Things you should know

  1. Building and contents calculators are provided by CoreLogic and should only be used as a guide. These calculators' estimates may be different than estimates you get during your quote. We do not guarantee the accuracy or currency of the estimates.
How do I change my contact details?

Call us on 132 132 to change your contact details.

How do I update the address on my policy?

Call us on 132 132 to change the address on your policy.

What's the difference between General, Valuable and Portable contents?

If you have Home Buildings Insurance, Home Contents Insurance or Home Buildings and Contents Insurance, there’s three different types of contents we cover.

General contents are items you keep in and around your home that aren't permanently attached or fixed to the home's structure, for example furniture.

Valuable contents are covered as part of your general contents, however the cover is limited to $2,500 for each of these categories:

  • Works of art
  • Collections
  • Jewellery and watches.

Items in your home within these categories can be insured for higher amounts.

Portable contents are items that you or your family own that you can take outside of your home.

What if I can’t make a payment on time?

If you're having trouble making your payments, it's important to let us know as soon as possible. You can log in to your account to request a payment extension. Or you can call us on 132 132 to talk about your options.

You can also find out more about our financial assistance.

Manage regular payments

It’s easy to manage your payments by logging in

By logging into your online account you can:

  • Change the way you pay
  • See your upcoming payments
  • Change payment date and frequency
  • Request a payment extension.

You can also call us on 132 132.

Have a question? We can help

What if I can’t make a payment on time?

If you’re having trouble making your payments, it’s important to let us know as soon as possible. You can log in to your account to request a payment extension. Or you can call us on 132 132 to talk about your options.

You can also find out more about our financial assistance.

Can I make regular payments using my credit card?

Yes, you can pay using direct debit from either your nominated bank account or credit card.

See what payment frequency and methods are available

How do I cancel my policy?

You can call us on 132 132 to cancel your home insurance.

If you want to cancel your policy because you can’t make your next payment, there might be things we can do to help so you can still keep your cover. We can discuss your options when you call to talk about cancelling your policy. 

You can also find out more about our financial assistance.

Pay your excess online

You can pay your excess online in just a few minutes.

Enter your claim number and postcode. We only accept Visa and Mastercard.

We'll email your receipt and process the payment within 48 hours.

Have a question? We can help

What other ways can I pay my excess?

If you don't want to pay online, there are some other ways you can pay your excess.

Over the phone

Call 1300 317 526 (available 24/7) with your claim number ready. We accept Visa or MasterCard.

BPAY

Log in to your online banking and go to BPAY bill payments.

Enter the biller code and your reference number (find it next to the BPAY logo on your claim letter). It can take up to three days for us to receive your BPAY payment. Call us to make a payment if it's due sooner than that.

My claim hasn't been accepted yet. Can I pay my excess anyway?

Yes, but remember that making an excess payment doesn't mean we'll accept your claim.

You can also wait to pay your excess until after we've made a decision about your claim.

We'll let you know when we've decided if we'll accept your claim. If we don't accept your claim, we'll refund any excess you've paid.

There are lots of ways to pay your insurance

Log in

Log in to your account to pay or renew your policy online.

Express pay online

Pay or renew your policy  without logging in. Just enter your policy number and postcode.

Over the phone

Call 131 144 with your policy number ready.

With BPAY

Log in to your online banking and go to BPAY bill payments. Enter the biller code and your reference number (find it next to the BPAY logo on your policy document). It can take up to three days for us to receive your BPAY payment. Call us to make a payment if it's due sooner than that.

At a post office

Pay over the counter at an Australia Post Office.

Send payments by post

Complete the payment slip on your policy document and post it to:

NRMA Insurance
Reply Paid 9871
GPO Sydney NSW 2001

Visit your local NRMA branch

For available payment options and services, you can visit one of our branches in NSW or ACT.

Need to check your details?

If you have Landlord or Residential Strata Insurance, you’ll need to call us on 132 132 to check your details.

For all other home insurance policies, log in to your account to check your policy details or update your contact info.

Have a question? We can help

Can I change my sum insured?

You're able to change your sum insured any time during the term of your policy. Log in to your account and select the policy you want to change, adjust the value and follow the prompts. Changing your sum insured may affect the price of your premium, but we'll let you know about that when you make the change.

Before you change your sum insured, if you have home insurance you can try our home buildings calculator or home contents calculator to get an estimate of how much it would cost to replace your home and contents1.

Things you should know

  1. Building and contents calculators are provided by CoreLogic and should only be used as a guide. These calculators' estimates may be different than estimates you get during your quote. We do not guarantee the accuracy or currency of the estimates.
How do I change my contact details?

Call us on 132 132 to change your contact details.

How do I update the address on my policy?

Call us on 132 132 to change the address on your policy.

What's the difference between General, Valuable and Portable contents?

If you have Home Buildings Insurance, Home Contents Insurance or Home Buildings and Contents Insurance, there’s three different types of contents we cover.

General contents are items you keep in and around your home that aren't permanently attached or fixed to the home's structure, for example furniture.

Valuable contents are covered as part of your general contents, however the cover is limited to $2,500 for each of these categories:

  • Works of art
  • Collections
  • Jewellery and watches.

Items in your home within these categories can be insured for higher amounts.

Portable contents are items that you or your family own that you can take outside of your home.

What if I can’t make a payment on time?

If you're having trouble making your payments, it's important to let us know as soon as possible. You can log in to your account to request a payment extension. Or you can call us on 132 132 to talk about your options.

You can also find out more about our financial assistance.

Manage regular payments

It’s easy to manage your payments by logging in

By logging into your online account you can:

  • Change the way you pay
  • See your upcoming payments
  • Change payment date and frequency
  • Request a payment extension.

You can also call us on 132 132.

Have a question? We can help

What if I can’t make a payment on time?

If you’re having trouble making your payments, it’s important to let us know as soon as possible. You can log in to your account to request a payment extension. Or you can call us on 132 132 to talk about your options.

You can also find out more about our financial assistance.

Can I make regular payments using my credit card?

Yes, you can pay using direct debit from either your nominated bank account or credit card.

See what payment frequency and methods are available

How do I cancel my policy?

You can call us on 132 132 to cancel your home insurance.

If you want to cancel your policy because you can’t make your next payment, there might be things we can do to help so you can still keep your cover. We can discuss your options when you call to talk about cancelling your policy. 

You can also find out more about our financial assistance.

Pay your excess online

You can pay your excess online in just a few minutes.

Enter your claim number and postcode. We only accept Visa and Mastercard.

We'll email your receipt and process the payment within 48 hours.

Have a question? We can help

What other ways can I pay my excess?

If you don't want to pay online, there are some other ways you can pay your excess.

Over the phone

Call 1300 317 526 (available 24/7) with your claim number ready. We accept Visa or MasterCard.

BPAY

Log in to your online banking and go to BPAY bill payments.

Enter the biller code and your reference number (find it next to the BPAY logo on your claim letter). It can take up to three days for us to receive your BPAY payment. Call us to make a payment if it's due sooner than that.

My claim hasn't been accepted yet. Can I pay my excess anyway?

Yes, but remember that making an excess payment doesn't mean we'll accept your claim.

You can also wait to pay your excess until after we've made a decision about your claim.

We'll let you know when we've decided if we'll accept your claim. If we don't accept your claim, we'll refund any excess you've paid.

There are lots of ways to pay your insurance

Log in

Log in to your account to pay or renew your policy online.

Express pay online

Pay or renew your policy  without logging in. Just enter your policy number and postcode.

Over the phone

Call 131 144 with your policy number ready.

With BPAY

Log in to your online banking and go to BPAY bill payments. Enter the biller code and your reference number (find it next to the BPAY logo on your policy document). It can take up to three days for us to receive your BPAY payment. Call us to make a payment if it's due sooner than that.

At a post office

Pay over the counter at an Australia Post Office.

Send payments by post

Complete the payment slip on your policy document and post it to:

NRMA Insurance
Reply Paid 9871
GPO Sydney NSW 2001

Visit your local NRMA branch

For available payment options and services, you can visit one of our branches in NSW or ACT.

Need to check your details?

If you have Landlord or Residential Strata Insurance, you’ll need to call us on 132 132 to check your details.

For all other home insurance policies, log in to your account to check your policy details or update your contact info.

Have a question? We can help

Can I change my sum insured?

You're able to change your sum insured any time during the term of your policy. Log in to your account and select the policy you want to change, adjust the value and follow the prompts. Changing your sum insured may affect the price of your premium, but we'll let you know about that when you make the change.

Before you change your sum insured, if you have home insurance you can try our home buildings calculator or home contents calculator to get an estimate of how much it would cost to replace your home and contents1.

Things you should know

  1. Building and contents calculators are provided by CoreLogic and should only be used as a guide. These calculators' estimates may be different than estimates you get during your quote. We do not guarantee the accuracy or currency of the estimates.
How do I change my contact details?

Call us on 132 132 to change your contact details.

How do I update the address on my policy?

Call us on 132 132 to change the address on your policy.

What's the difference between General, Valuable and Portable contents?

If you have Home Buildings Insurance, Home Contents Insurance or Home Buildings and Contents Insurance, there’s three different types of contents we cover.

General contents are items you keep in and around your home that aren't permanently attached or fixed to the home's structure, for example furniture.

Valuable contents are covered as part of your general contents, however the cover is limited to $2,500 for each of these categories:

  • Works of art
  • Collections
  • Jewellery and watches.

Items in your home within these categories can be insured for higher amounts.

Portable contents are items that you or your family own that you can take outside of your home.

What if I can’t make a payment on time?

If you're having trouble making your payments, it's important to let us know as soon as possible. You can log in to your account to request a payment extension. Or you can call us on 132 132 to talk about your options.

You can also find out more about our financial assistance.

Manage regular payments

It’s easy to manage your payments by logging in

By logging into your online account you can:

  • Change the way you pay
  • See your upcoming payments
  • Change payment date and frequency
  • Request a payment extension.

You can also call us on 132 132.

Have a question? We can help

What if I can’t make a payment on time?

If you’re having trouble making your payments, it’s important to let us know as soon as possible. You can log in to your account to request a payment extension. Or you can call us on 132 132 to talk about your options.

You can also find out more about our financial assistance.

Can I make regular payments using my credit card?

Yes, you can pay using direct debit from either your nominated bank account or credit card.

See what payment frequency and methods are available

How do I cancel my policy?

You can call us on 132 132 to cancel your home insurance.

If you want to cancel your policy because you can’t make your next payment, there might be things we can do to help so you can still keep your cover. We can discuss your options when you call to talk about cancelling your policy. 

You can also find out more about our financial assistance.

Pay your excess online

You can pay your excess online in just a few minutes.

Enter your claim number and postcode. We only accept Visa and Mastercard.

We'll email your receipt and process the payment within 48 hours.

Have a question? We can help

What other ways can I pay my excess?

If you don't want to pay online, there are some other ways you can pay your excess.

Over the phone

Call 1300 317 526 (available 24/7) with your claim number ready. We accept Visa or MasterCard.

BPAY

Log in to your online banking and go to BPAY bill payments.

Enter the biller code and your reference number (find it next to the BPAY logo on your claim letter). It can take up to three days for us to receive your BPAY payment. Call us to make a payment if it's due sooner than that.

My claim hasn't been accepted yet. Can I pay my excess anyway?

Yes, but remember that making an excess payment doesn't mean we'll accept your claim.

You can also wait to pay your excess until after we've made a decision about your claim.

We'll let you know when we've decided if we'll accept your claim. If we don't accept your claim, we'll refund any excess you've paid.