What's lay up cover for Boat Insurance?

By adding lay up cover you may reduce your premium (and the cover we provide) for an agreed time while you're not using your boat.

We cover your boat in the lay up period you choose. You can't use your boat in that time and you must keep it securely on a trailer or dry stored at the address shown on your policy.

We also cover your boat in the lay up period if you're taking your boat for a scheduled service or to be repaired.

If you want to use your boat during the lay up period, we'll only cover it if:

  • You tell us you're going to use it
  • We agree to cover you for that use, and
  • You pay us any additional premium that applies.

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