Motorcycle and scooter insurance claims

Do you need to make a claim on your motorcycle insurance? Let’s help you with your next steps.

Do these, get safe, and then you can start your claim

Get off the road

Make sure you and your motorbike are safely off the road, then call 000 if there's an injury or hazard.

Get driver details

Ask for the other driver's or rider's name, address, phone and licence number. Take accident photos if you can.

Get a tow

Call 131 123 if you need a tow, and we'll arrange it for you.

Don't forget to take your belongings with you

If you leave your things with your motorcycle, it might take time to get them back later. Don't forget your etag as well.

Have a question? We can help

What information should I have to make a claim?

The more information you can get, the better. You should try to collect::

  • The full name, address, phone number and licence details of any drivers involved
  • The make, model and number plate of any vehicles involved
  • The contact details of anyone who saw the accident.
  • We'll work with all the people involved in the accident on your behalf.

You'll also need to obtain a police incident report if anyone's injured during an accident, or if your claim is for theft, attempted theft or a malicious act.

Even if you don't have all the details, you can still call us to start your claim and add more details later.

Given my excess, is it worth making a claim?

Sometimes damage ends up costing less than paying the excess. The best way to have your claim assessed (at no cost) is to call us on 131 123 anytime, 24/7. We can help you find a repairer most convenient to you to assess the damage. If you don’t want to continue, you can always cancel the claim without having to pay any excess.

What’s the best way to document the damage?

Take photos of the accident if you can. Pictures of damaged vehicles, location of the incident, number plates and the other driver's licence will all be useful for your claim.

You can send these to us after you've made a claim.

Should I ride my motorcycle?

Your motorcycle should be in a condition that's safe for you and any passengers. Don't ride if:

  • The lights or brakes aren't working
  • You can't easily get on or off your bike
  • Damaged bodywork could cause injury or interfere with riding
  • There are leaking fluids or signs of engine damage.

If your motorcycle isn't safe to ride, and you have Comprehensive or Classic Motorcycle Insurance, call us for a tow 24/7 on 131 123.

How soon after the incident should I lodge a claim?

You should make a claim as soon as possible, but if you’re unsure get in touch with us.

Most claims can be made at any time, but sometimes you’ll need our approval before incurring certain costs, such as towing, or repairing or replacing damaged property.

The more information you get, the better.

Drivers details

Get the full name, address, phone and licence details of every driver or rider involved.

Vehicle details

Get the make, model and licence plate number of every vehicle involved

Witness details

Get the name and phone number of everyone who saw the accident take place

Don’t have all the details? Don’t worry – start your claim and you can add them later.

Try to get other driver's or rider's address

If we don't know where they live, it can take longer to process your claim.

Have a question? We can help

Not sure if you have a valid claim?

Sometimes damage ends up costing less than paying the excess. The best way to have your claim assessed is to call us on 131 123 anytime, 24/7. We can help you find a repairer most convenient to you to assess the damage. If you don’t want to continue, you can always cancel the claim without having to pay any excess.

What details should I give for a claim?

The most important information to try to obtain from the incident is the name and residential address of any drivers or riders involved in the accident. It's also helpful to get their phone number and licence details.

This ensures that an excess won’t apply if the covered accident wasn't your fault. It also means we can deal directly with all the people involved on your behalf.

If possible, it also helps to get the make, model and number plate of any vehicles involved, plus the contact details of anyone who witnessed the accident.

What if I don't have the details of the other driver?

If the damage to your motorcycle was caused by another driver, we need their name and residential address to allow us to recover the cost of your repairs. We'll attempt to contact the other driver using any information that you can provide.

If we can't contact the other driver, for example, a hit and run type incident, you'll be required to pay the excess towards the cost of your repairs. If your motorcycle is a total loss, we’ll deduct the excess from your cash settlement, or you’ll need to pay your excess if we replace your motorcycle.

If you don't have all their details right now, you can call us to add them later.

Online claims are quick and easy – but you'll need to call us if your claim is for a classic motorcycle.

  • Log in to your online account. Once you’re in, click ‘Make a claim’.
  • You can easily upload photos and documents while you enter your details
  • And book an authorised NRMA Insurance repairer at the same time

Got Classic Motorcycle Insurance?

Have a question? We can help

What if my motorcycle can't be repaired?

If there's considerable damage to your motorcycle from a covered incident, or the repairs cost more than its value, your motorcycle may be written off (also known as a 'total loss'). If this happens:

  • Depending on your policy, we'll either replace your motorcycle to agreed or market value, or pay your motorcycle’s agreed or market value minus any excess and on-road costs (unused registration and CTP insurance)
  • Your policy will end and there will be no refund or transfer of your premium. If you pay monthly, we'll deduct any unpaid amounts from your settlement. If there's secured finance on your motorcycle, we'll pay the outstanding loan to the credit provider, and the remaining balance to you
  • We keep your damaged motorcycle.

The amount we pay you and deductions that apply will be different based on the level of cover you chose.

We understand that a total loss claim can be unexpected. We'll explain the next steps in detail if we settle your claim this way.

What if I'm not happy with the repairs?

We recommend you first speak with the repairer about your concerns. If you’re still unhappy, contact us and we’ll discuss the next steps.

Do I get a hire car?

If you've chosen to add the hire car optional benefit, and your motorcycle is not drivable after an incident we cover, we’ll pay up to $75 a day for a hire car until your motorcycle is repaired or until we pay your claim as a total loss (for up to 21 days).

  • We’ll review your claim, and contact you if we need more information. We’ll also contact you with any updates
  • We’ll deal with the other parties involved, so you don’t have to
  • You can easily add more information to your claim, uploading photos, repair quotes, invoices and more.

Want to pay your excess online?

  • You can, in just a few minutes
  • Enter your claim number and postcode, then you can pay with Visa or Mastercard
  • We’ll process the payment and email your receipt within 48 hours

We offer a lifetime guarantee on repairs

As long as you remain the owner of the motorcycle, we’ll back your repairs with a lifetime guarantee.

Do these, get safe, and then you can start your claim

Get off the road

Make sure you and your motorbike are safely off the road, then call 000 if there's an injury or hazard.

Get driver details

Ask for the other driver's or rider's name, address, phone and licence number. Take accident photos if you can.

Get a tow

Call 131 123 if you need a tow, and we'll arrange it for you.

Don't forget to take your belongings with you

If you leave your things with your motorcycle, it might take time to get them back later. Don't forget your etag as well.

Have a question? We can help

What information should I have to make a claim?

The more information you can get, the better. You should try to collect::

  • The full name, address, phone number and licence details of any drivers involved
  • The make, model and number plate of any vehicles involved
  • The contact details of anyone who saw the accident.
  • We'll work with all the people involved in the accident on your behalf.

You'll also need to obtain a police incident report if anyone's injured during an accident, or if your claim is for theft, attempted theft or a malicious act.

Even if you don't have all the details, you can still call us to start your claim and add more details later.

Given my excess, is it worth making a claim?

Sometimes damage ends up costing less than paying the excess. The best way to have your claim assessed (at no cost) is to call us on 131 123 anytime, 24/7. We can help you find a repairer most convenient to you to assess the damage. If you don’t want to continue, you can always cancel the claim without having to pay any excess.

What’s the best way to document the damage?

Take photos of the accident if you can. Pictures of damaged vehicles, location of the incident, number plates and the other driver's licence will all be useful for your claim.

You can send these to us after you've made a claim.

Should I ride my motorcycle?

Your motorcycle should be in a condition that's safe for you and any passengers. Don't ride if:

  • The lights or brakes aren't working
  • You can't easily get on or off your bike
  • Damaged bodywork could cause injury or interfere with riding
  • There are leaking fluids or signs of engine damage.

If your motorcycle isn't safe to ride, and you have Comprehensive or Classic Motorcycle Insurance, call us for a tow 24/7 on 131 123.

How soon after the incident should I lodge a claim?

You should make a claim as soon as possible, but if you’re unsure get in touch with us.

Most claims can be made at any time, but sometimes you’ll need our approval before incurring certain costs, such as towing, or repairing or replacing damaged property.

The more information you get, the better.

Drivers details

Get the full name, address, phone and licence details of every driver or rider involved.

Vehicle details

Get the make, model and licence plate number of every vehicle involved

Witness details

Get the name and phone number of everyone who saw the accident take place

Don’t have all the details? Don’t worry – start your claim and you can add them later.

Try to get other driver's or rider's address

If we don't know where they live, it can take longer to process your claim.

Have a question? We can help

Not sure if you have a valid claim?

Sometimes damage ends up costing less than paying the excess. The best way to have your claim assessed is to call us on 131 123 anytime, 24/7. We can help you find a repairer most convenient to you to assess the damage. If you don’t want to continue, you can always cancel the claim without having to pay any excess.

What details should I give for a claim?

The most important information to try to obtain from the incident is the name and residential address of any drivers or riders involved in the accident. It's also helpful to get their phone number and licence details.

This ensures that an excess won’t apply if the covered accident wasn't your fault. It also means we can deal directly with all the people involved on your behalf.

If possible, it also helps to get the make, model and number plate of any vehicles involved, plus the contact details of anyone who witnessed the accident.

What if I don't have the details of the other driver?

If the damage to your motorcycle was caused by another driver, we need their name and residential address to allow us to recover the cost of your repairs. We'll attempt to contact the other driver using any information that you can provide.

If we can't contact the other driver, for example, a hit and run type incident, you'll be required to pay the excess towards the cost of your repairs. If your motorcycle is a total loss, we’ll deduct the excess from your cash settlement, or you’ll need to pay your excess if we replace your motorcycle.

If you don't have all their details right now, you can call us to add them later.

Online claims are quick and easy – but you'll need to call us if your claim is for a classic motorcycle.

  • Log in to your online account. Once you’re in, click ‘Make a claim’.
  • You can easily upload photos and documents while you enter your details
  • And book an authorised NRMA Insurance repairer at the same time

Got Classic Motorcycle Insurance?

Have a question? We can help

What if my motorcycle can't be repaired?

If there's considerable damage to your motorcycle from a covered incident, or the repairs cost more than its value, your motorcycle may be written off (also known as a 'total loss'). If this happens:

  • Depending on your policy, we'll either replace your motorcycle to agreed or market value, or pay your motorcycle’s agreed or market value minus any excess and on-road costs (unused registration and CTP insurance)
  • Your policy will end and there will be no refund or transfer of your premium. If you pay monthly, we'll deduct any unpaid amounts from your settlement. If there's secured finance on your motorcycle, we'll pay the outstanding loan to the credit provider, and the remaining balance to you
  • We keep your damaged motorcycle.

The amount we pay you and deductions that apply will be different based on the level of cover you chose.

We understand that a total loss claim can be unexpected. We'll explain the next steps in detail if we settle your claim this way.

What if I'm not happy with the repairs?

We recommend you first speak with the repairer about your concerns. If you’re still unhappy, contact us and we’ll discuss the next steps.

Do I get a hire car?

If you've chosen to add the hire car optional benefit, and your motorcycle is not drivable after an incident we cover, we’ll pay up to $75 a day for a hire car until your motorcycle is repaired or until we pay your claim as a total loss (for up to 21 days).

  • We’ll review your claim, and contact you if we need more information. We’ll also contact you with any updates
  • We’ll deal with the other parties involved, so you don’t have to
  • You can easily add more information to your claim, uploading photos, repair quotes, invoices and more.

Want to pay your excess online?

  • You can, in just a few minutes
  • Enter your claim number and postcode, then you can pay with Visa or Mastercard
  • We’ll process the payment and email your receipt within 48 hours

We offer a lifetime guarantee on repairs

As long as you remain the owner of the motorcycle, we’ll back your repairs with a lifetime guarantee.

Do these, get safe, and then you can start your claim

Get off the road

Make sure you and your motorbike are safely off the road, then call 000 if there's an injury or hazard.

Get driver details

Ask for the other driver's or rider's name, address, phone and licence number. Take accident photos if you can.

Get a tow

Call 131 123 if you need a tow, and we'll arrange it for you.

Don't forget to take your belongings with you

If you leave your things with your motorcycle, it might take time to get them back later. Don't forget your etag as well.

Have a question? We can help

What information should I have to make a claim?

The more information you can get, the better. You should try to collect::

  • The full name, address, phone number and licence details of any drivers involved
  • The make, model and number plate of any vehicles involved
  • The contact details of anyone who saw the accident.
  • We'll work with all the people involved in the accident on your behalf.

You'll also need to obtain a police incident report if anyone's injured during an accident, or if your claim is for theft, attempted theft or a malicious act.

Even if you don't have all the details, you can still call us to start your claim and add more details later.

Given my excess, is it worth making a claim?

Sometimes damage ends up costing less than paying the excess. The best way to have your claim assessed (at no cost) is to call us on 131 123 anytime, 24/7. We can help you find a repairer most convenient to you to assess the damage. If you don’t want to continue, you can always cancel the claim without having to pay any excess.

What’s the best way to document the damage?

Take photos of the accident if you can. Pictures of damaged vehicles, location of the incident, number plates and the other driver's licence will all be useful for your claim.

You can send these to us after you've made a claim.

Should I ride my motorcycle?

Your motorcycle should be in a condition that's safe for you and any passengers. Don't ride if:

  • The lights or brakes aren't working
  • You can't easily get on or off your bike
  • Damaged bodywork could cause injury or interfere with riding
  • There are leaking fluids or signs of engine damage.

If your motorcycle isn't safe to ride, and you have Comprehensive or Classic Motorcycle Insurance, call us for a tow 24/7 on 131 123.

How soon after the incident should I lodge a claim?

You should make a claim as soon as possible, but if you’re unsure get in touch with us.

Most claims can be made at any time, but sometimes you’ll need our approval before incurring certain costs, such as towing, or repairing or replacing damaged property.

The more information you get, the better.

Drivers details

Get the full name, address, phone and licence details of every driver or rider involved.

Vehicle details

Get the make, model and licence plate number of every vehicle involved

Witness details

Get the name and phone number of everyone who saw the accident take place

Don’t have all the details? Don’t worry – start your claim and you can add them later.

Try to get other driver's or rider's address

If we don't know where they live, it can take longer to process your claim.

Have a question? We can help

Not sure if you have a valid claim?

Sometimes damage ends up costing less than paying the excess. The best way to have your claim assessed is to call us on 131 123 anytime, 24/7. We can help you find a repairer most convenient to you to assess the damage. If you don’t want to continue, you can always cancel the claim without having to pay any excess.

What details should I give for a claim?

The most important information to try to obtain from the incident is the name and residential address of any drivers or riders involved in the accident. It's also helpful to get their phone number and licence details.

This ensures that an excess won’t apply if the covered accident wasn't your fault. It also means we can deal directly with all the people involved on your behalf.

If possible, it also helps to get the make, model and number plate of any vehicles involved, plus the contact details of anyone who witnessed the accident.

What if I don't have the details of the other driver?

If the damage to your motorcycle was caused by another driver, we need their name and residential address to allow us to recover the cost of your repairs. We'll attempt to contact the other driver using any information that you can provide.

If we can't contact the other driver, for example, a hit and run type incident, you'll be required to pay the excess towards the cost of your repairs. If your motorcycle is a total loss, we’ll deduct the excess from your cash settlement, or you’ll need to pay your excess if we replace your motorcycle.

If you don't have all their details right now, you can call us to add them later.

Online claims are quick and easy – but you'll need to call us if your claim is for a classic motorcycle.

  • Log in to your online account. Once you’re in, click ‘Make a claim’.
  • You can easily upload photos and documents while you enter your details
  • And book an authorised NRMA Insurance repairer at the same time

Got Classic Motorcycle Insurance?

Have a question? We can help

What if my motorcycle can't be repaired?

If there's considerable damage to your motorcycle from a covered incident, or the repairs cost more than its value, your motorcycle may be written off (also known as a 'total loss'). If this happens:

  • Depending on your policy, we'll either replace your motorcycle to agreed or market value, or pay your motorcycle’s agreed or market value minus any excess and on-road costs (unused registration and CTP insurance)
  • Your policy will end and there will be no refund or transfer of your premium. If you pay monthly, we'll deduct any unpaid amounts from your settlement. If there's secured finance on your motorcycle, we'll pay the outstanding loan to the credit provider, and the remaining balance to you
  • We keep your damaged motorcycle.

The amount we pay you and deductions that apply will be different based on the level of cover you chose.

We understand that a total loss claim can be unexpected. We'll explain the next steps in detail if we settle your claim this way.

What if I'm not happy with the repairs?

We recommend you first speak with the repairer about your concerns. If you’re still unhappy, contact us and we’ll discuss the next steps.

Do I get a hire car?

If you've chosen to add the hire car optional benefit, and your motorcycle is not drivable after an incident we cover, we’ll pay up to $75 a day for a hire car until your motorcycle is repaired or until we pay your claim as a total loss (for up to 21 days).

  • We’ll review your claim, and contact you if we need more information. We’ll also contact you with any updates
  • We’ll deal with the other parties involved, so you don’t have to
  • You can easily add more information to your claim, uploading photos, repair quotes, invoices and more.

Want to pay your excess online?

  • You can, in just a few minutes
  • Enter your claim number and postcode, then you can pay with Visa or Mastercard
  • We’ll process the payment and email your receipt within 48 hours

We offer a lifetime guarantee on repairs

As long as you remain the owner of the motorcycle, we’ll back your repairs with a lifetime guarantee.

We're here to help

Call us

Make a new claim
We're here to help 24/7

Check an existing claim
Mon–Fri

Outside Australia?
For claims in NSW, ACT, QLD, TAS: +61 2 8661 7150
For claims in SA, WA and NT: +61 8 6298 5837