Am I covered if my car or caravan is used for a vehicle sharing service like Drive mate?

No. Your car or caravan won’t be covered while being used by another driver as part of any vehicle sharing service. However, you are still covered while you are the person driving the car.

When you apply for car or caravan insurance, we’ll ask you how often your vehicle is used for vehicle sharing. If it’s used for shared services more than 50% of the time, we may not be able to offer insurance.