Motorcycle Third Party Property Damage Insurance

Want a little peace of mind in case you cause an accident? That’s what Third Party Property Damage Insurance can provide

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Want to save up to 10%?

Buy Third Party Property Damage Insurance online and we’ll automatically apply the discount. You’ll save up to 10% on your first year's premium2.

Our Third Party Property Damage Motorcycle Insurance covers you for damage you may cause to someone else’s property in an accident. It also covers damage to your motorcycle up to $5,000 caused by an uninsured at-fault driver.

What's included?

  • Cover for any licensed rider who rides your motorcycle1
  • Damage to your motorcycle caused by an at-fault uninsured driver (up to $5,000)
  • Liability cover for the damage you may cause to someone else's property (up to $20 million)
  • Lifetime guarantee for authorised repairs (as long as you own the motorcycle)

For full cover details including limits, conditions and exclusions, read the Product Disclosure Statement.

What's the difference between CTP Insurance and Third Party Property Damage Insurance?

CTP Insurance is compulsory and covers you for injuries you cause to another person in an accident (people cover). This is not a CTP Insurance policy.

Third Party Property Damage covers you for damage you cause to someone else's vehicle or property in an accident (property cover).

Important documents

Important note for customers in NSW, QLD, TAS & ACT. If you purchased your policy before 21 April 2024 and you either haven't renewed it yet or you last renewed it before 1 July 2024, your cover will be different to the cover described above. Read the Product Disclosure Statement (PDS) relevant to your policy on our policy booklets page, or call us on 132 132 for more information.

Online discount

Save up to 10%2 on your first year when you get motorcycle insurance online

How do I claim?

You can make a claim 24/7 by calling us on 131 123

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Have another two-wheeler?

We have cover for many kinds of motorbikes and scooters

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Things you should know

  1. Cover is subject to standard underwriting guidelines and policy terms. Additional excesses apply for undisclosed riders, including for riders under 25.
  2. See the full details of the online discount. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount.