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6 tips for buying a used car

November 2024

This article was originally published in October 2021 and has been updated.

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    In the market for a used car? We’ve pulled together 6 tips to help you through the process so you can find a car you can love for years — and kilometres — to come.

    1. Car age and safety

    Newer cars usually have better ANCAP safety and emission ratings, and more advanced technology. But older cars can be a little lighter on the wallet. Explore your options both online and offline to get a sense of the specifications, features and prices of different aged cars, and compare cars of the same make, model and year.

    You can also visit how safe is your car, an online service for car buyers that provides independent information about the safety of new and used cars on the Australian market.

    2. Test and inspect the car

    Test drive any used car you’re considering buying and inspect the internal and external condition of the vehicle to determine whether anything needs to be repaired or replaced. Ideally, inspect the car during the day so you can see everything clearly.

    Electronics 
    Check brake lights, hazard lights, headlights and windscreen wipers are all working effectively. 

    Exterior 
    Inspect the paintwork and body of the vehicle for chips, scratches and rust.

    Tyres 
    Check the wear of the tyres and the condition of the spare tyre. You’ll also want to ensure there are tools and a wheel jack to replace the tyre if you need to.

    Interior 
    Take time to check that seats, carpets, air conditioning and so on are in good and working condition. You can also check that windows and doors open and close as they should.

    On your drive 
    Take note of any rattling or strange sounds while the engine is running. Ensure that steering and gear changes are smooth and natural, and that there’s no abnormal smoke or fumes from the exhaust. 

    3. Understand the car’s history and run a financial check

    When it comes to buying a used vehicle, you really don’t know its history until you start digging. It could have been involved in an accident and needed major repairs or still has money owing on it. Here’s a few things you can do to help get an idea of its history:

    Run a check through the Personal Property Securities Register (PPSR) 
    Doing a car search on the PPSR can help you check if the car you’re looking to buy is recorded as debt free, stolen or written off.

    Get a car history report 
    A car history report is a complete used car history testimony that searches all states and territory databases. It uses the Vehicle Identification Number (VIN) number, located on the registration papers and on the manufacturer’s plate in the engine compartment, to provide valuable knowledge on individual vehicles, including the car’s previous sales data, safety rating, valuation, registration details, finance owing, stolen check, written off check and odometer check. Just make sure the certificate is valid, and that any repairs noted have been completed prior to your purchase.

    4. Know the difference between private and public sellers

    It’s common to buy a used car in a private sale. Just be aware that unlike purchasing a car from a dealership that offers protections like warranty and a cooling off period, private transactions can be risky because they're unregulated and don’t come with these safeties. That’s more reason why you need to be extra diligent with your checks before you buy.

    5. Get roadworthy and safety certificates

    All states require the seller to provide an up-to-date safety or roadworthy certificate which is a legal requirement when buying a registered vehicle. This certificate confirms that the vehicle meets minimum safety standards and requirements for this vary from state to state.

    Bear in mind that only approved garages and workshops that have been granted permission by the state or territory transport department can carry out inspections. 

    A list of authorised inspection stations can be found on state government transport websites:

    Australian Capital Territory roadworthy inspections

    New South Wales safety checks, inspections and vehicle changes

    Transport Victoria roadworthy tester locations

    Queensland vehicle inspections

    South Australia roadworthy inspection

    Tasmanian vehicles and vehicle inspections

    Northern Territory authorised vehicle inspectors

    Western Australia vehicle inspections

    6. Get professional advice

    Make sure your purchase is mechanically sound. If you buy a used car, have it checked over for safety and reliability, and ensure you meet regular maintenance requirements. An NRMA car servicing centre can conduct this for you

    Helping you find the right car cover

    From basic to comprehensive, find the level of insurance that’s right for you.

    All content on the NRMA Insurance Blog is intended to be general in nature and does not constitute and is not intended to be professional advice.

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