Business Insurance can include various types of insurance coverage, which you can mix and match to the risks and liabilities associated with your lawn mowing and business activities.
Business Insurance can protect you and your business against claims for property damage or injury.
It may also cover reasonable costs for your legal defence and compensation.
If you offer general lawn care services to residential homes and commercial properties.
If you’re contracted to provide lawn care services at residential homes and commercial properties.
Lawn mowing businesses might get Business Insurance to help protect them from incidents such as property damage and injury to others.
If you operate a lawn mowing business or are a contractor, NRMA Business Insurance can cover you and your business for Public Liability, with the option to also add cover for your work vehicles, tools and equipment.
Here are some of the covers available within our Business Insurance product. You can mix and match to create a policy with the covers you’re looking for.
For compensation claims if your business accidentally causes an injury or property damage and you’re found to be liable for it2.
Covers insured property like tools and devices while they’re away from your business premises, against specific events like theft from a locked vehicle2.
You can insure the vehicles or trailers used in your business, with different levels of cover available2.
Covers insured property like buildings, contents or stock, for damage from fire, storms and other covered causes2.
This can provide you with a weekly benefit, if you can’t do your regular work due to a covered injury or illness2.
Covers insured property like business contents and stock from loss or damage due to theft2.
For professional costs if investigated or audited by the ATO or a government revenue office about taxes payable by your business2.
Cover for loss of money or goods caused by employee fraud or dishonesty2.
Cover for specified business cash, for loss caused by theft or accidental damage2.
Cover for certain loss (as detailed in your PDS), if your business is interrupted by specific types of damage2.
Cover for sudden and unforeseen breakdown of your specified business machinery2.
Cover for your office’s computer systems or electronic equipment, for sudden and unforeseen breakdown or damage from specified events like fire or storm2.
There are 3 ways to get a copy of your Certificate of Currency, Certificate of Insurance or tax invoice:
A Certificate of Currency is proof that you have an active policy.
A Certificate of Insurance shows what your policy covers, the amount covered and the period of cover.
If you provide a lawn mowing service, Public Liability Insurance can cover your business in the event of a liability claim.
We also offer cover options to help protect other areas of your business, such as cover for portable property (i.e. your tools and equipment that you take on the job with you) and commercial vehicle cover (for your work vehicles).
You can tailor your Business Insurance policy to suit your business’s specific needs.
When you get your Business Insurance, you can get Public Liability Insurance, as well as additional cover options to cover things like your portable tools, equipment, and vehicles.
It depends on a number of factors, including the level of cover you choose, the type of business you run and how many staff you have.
The quickest way to get an estimate of how much it costs is to get a quote.
Mix and match our policy cover options and pay your premium by the month at no extra cost
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Speak to our Australian-based consultants specialised in business insurance
Contact us by phone, web chat, at a branch or via our claims helpline
Can’t find what you’re looking for? We’re here to help.
Talk to us over the phone or chat to us online.
You can also ask us to contact you about a Business Insurance quote.
This is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations available from this website.
