As a commercial or domestic cleaner, you may want to consider getting Business Insurance to help protect you and your business from things that can go wrong at work.
Cleaners face a range of risks at work every day. If certain things go wrong during or after a job and a claim is made against you, it could create a number of additional costs for your business. Public Liability cover is designed to cover these types of liability claims, including cover for reasonable legal costs if you need to defend yourself in a dispute.
We cover a range of cleaning businesses including commercial and domestic cleaners, office cleaning services, house cleaners and carpet cleaners.
With our Business Insurance, you can choose a level of Public Liability cover that suits your business. You may also want to add cover for things like your portable equipment, commercial vehicles and more.
Getting insurance for your cleaning business can offer a number of important benefits, such as:
We offer cover for businesses that carry out commercial and domestic cleaning activities. This could include things like general cleaning tasks in homes such as cleaning bathrooms, kitchens and living areas. We also offer cover for commercial cleaners who clean businesses, offices and retail spaces.
Here are some of the covers available when you get your Business Insurance. You can mix and match to create a policy with the covers you're looking for.
For compensation claims if your business accidentally causes an injury or property damage and you’re found to be liable for it2.
Covers insured property like tools and devices while they're away from your business premises, against specific events like theft from a locked vehicle2.
You can insure the vehicles or trailers used in your business, with different levels of cover available2.
Covers insured property like buildings, contents or stock, for damage from fire, storms and other covered causes2.
This can provide you with a weekly benefit, if you can't do your regular work due to a covered injury or illness2.
Covers insured property like business contents and stock from loss or damage due to theft2.
For professional costs if investigated or audited by the ATO or a government revenue office about taxes payable by your business2.
Cover for loss of money or goods caused by employee fraud or dishonesty2.
For certain accidental breakages of items like your shopfront windows, glass shelving and display cabinets2.
Cover for specified business cash, for loss caused by theft or accidental damage2.
Cover for certain loss (as detailed in your PDS), if your business is interrupted by specific types of damage2.
Cover for sudden and unforeseen breakdown of your specified business machinery2.
Cover for your office's computer systems or electronic equipment, for sudden and unforeseen breakdown or damage from specified events like fire or storm2.
There are 3 ways to get a copy of your Certificate of Currency, Certificate of Insurance or tax invoice:
A Certificate of Currency is proof that you have an active policy.
A Certificate of Insurance shows what your policy covers, the amount covered and the period of cover.
You might want to consider getting Public Liability cover for your cleaning business. This is the most common type of insurance for businesses, designed to cover liability claims after certain things go wrong at work, like if a client trips on a slippery floor which you have mopped and injures themselves accidentally and you as the insured are found liable.
When you get your Public Liability cover, you can also add cover options for your tools, work vehicles and more – so you can cover what matters most to your business.
For more information about what’s covered, read the Product Disclosure Statement (PDS).
It depends on a number of factors, including the type and level of cover you choose, the type of business you run and how many staff you have.
The quickest way to get an estimate of how much it costs is to get a quote.
Yes, our Business Insurance covers cleaning businesses performing either domestic or commercial work.
Mix and match our policy cover options and pay your premium by the month at no extra cost
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You can also ask us to contact you about a Business Insurance quote.
This is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations available from this website.
