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Uniting Australians to prepare for extreme weather and know their local risks.
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As the world continues to warm, the weather in Australia is getting more extreme. That's why NRMA Insurance has launched Help Nation, an initiative that helps unite people, communities, and organisations to prepare for extreme weather and know their local risks.
Help Nation will also be coming to communities around the country, uniting with Australian Red Cross, to give thousands of free EmergencyRedi™ workshops to help get you prepared.
Help Nation has partnered with the South Australian State Emergency Service to promote awareness and preparedness for extreme weather events in South Australia.
Help Nation has partnered with NSW RFS to raise awareness on bushfire preparedness, ensuring more people have the knowledge and resources to protect their homes and communities.
Help Nation in partnership with Lifeline has created online resilience resources within Lifeline's Support Toolkit, to help people manage the mental health effects of extreme weather.
While extreme weather events are increasing in frequency and severity across Australia, the risks you and your community face differ depending on where in the country you live, and what time of year it is.
Make sure you know what risks you should be preparing for.
High Risk
Medium Risk
Low Risk
No Risk
Once you understand what extreme weather risks are affecting your area you can take action and help to prepare for them.
Click the weather risks relevant to your area to find out how to prepare for specific extreme weather events:
Preparing for an extreme weather event can make all the difference. It can keep your family safe, save the lives of your communities most vulnerable members and save you time when you need it the most. Scroll down to see two important things you can do to make sure you’re prepared:
Developed by Australian Red Cross and NRMA Insurance, the Get Prepared app is a digital emergency plan companion based on Australian Red Cross' RediPlan® so you can take care of yourself, your loved ones and what's important. Download the app, complete your RediPlan® and share it with your important people.
Join us at a free Australian Red Cross EmergencyRedi™ Workshop. You'll learn about your local risks and how you can help protect not only yourself, but your entire community.
Checking your insurance cover is an important step in getting prepared.
Here are some steps you can take:
Talk to your Insurer and find out whether you’re covered for your local risks. For example: Which disasters does the policy cover and for how much?
Read your Product Disclosure Statement carefully. If you’re an NRMA Insurance customer, click here to log into your account and check your policy documents.
Use an online insurance calculator to get an idea on how much cover you need. Make sure it's enough to cover clean-up, rebuild costs and replacement costs.
Learn about the impacts of last season’s extreme weather, and how to prepare for the season ahead.
Use this checklist to create an Australian Red Cross Survive and Recover Kit ahead of time and help to reduce stress in a disaster.
Download house designs from our partner Resilient Building Council for sustainable homes ready to withstand the elements.
Find practical information and tips to help manage anxiety and stress when extreme weather events occur.
Complete Resilient Building Council’s online home assessment to get a resilience rating.
Help Hub gives eligible NRMA Insurance customers access to available discounts, Safety Challenges, Weather Alerts and more.
Immerse yourself in this powerful documentary, drawing on 65,000 years of Indigenous knowledge to help us prepare for the future.
Understand what causes an event, potential impacts, and how you can prepare.
All content is intended to be general in nature and does not constitute and is not intended to be financial or professional advice. While NRMA Insurance has tried to ensure the accuracy of the information contained on these pages, you should not rely on any representation, statement or information without first making your own enquiries about the accuracy and reliability of the information provided. NRMA Insurance does not accept any liability for the information provided on this site or for loss or damages resulting from reliance on the information contained on this site.
It is important to note that seasonal risk levels displayed in this map are general in nature and are based on the opinion of NRMA Insurance for each state and territory, taking into account a range of internal sources, including, insurance claims statistics. The seasonal risk levels provided for your state or territory should be used at your own risk, and are not reflective of individual property risks. The opinions provided by NRMA Insurance are not intended to be advice about future seasonal risk levels in your state or territory.