Farm Insurance is designed to help protect your hobby farm, leisure farm or working farm. Both hobby farmers and commercial farmers might want to consider getting cover for what matters most in case certain things go wrong on the farm. We offer Hobby Farm Insurance for smaller leisure farms and Rural Farm Insurance for larger-scale commercial farming businesses.
Our Farm Insurance allows you to choose from a range of flexible cover options to suit the type and size of your farm.
For hobby or leisure farms with up to 100 acres (40 hectares) of farmland, we offer Hobby Farm Insurance. With our Hobby Farm Insurance, you can choose from the following cover options:
For rural and working farms with up to 5,000 acres (2,020 hectares) of farmland, we offer Rural Farm Insurance. You can build a policy for your rural farm with these cover options:
There are some things we don’t cover under our Farm Insurance. For example, we don’t cover:
For more information about what is and isn’t covered by our Farm Insurance products, read the Product Disclosure Statement.
Farm Insurance is designed for people who own and operate a hobby farm or commercial farm and want to protect what they've built. There are different types of Farm Insurance to suit both hobby farmers and professional farmers (such as cattle, dairy, sheep, vegetable or fruit farmers).
If you have a hobby or leisure farm with up to 100 acres (40 hectares) of farmland.
If you have a rural working farm with up to 5,000 acres (2,020 hectares) of farmland.
If you have a working farm with livestock, such as cattle or other farmed animals.
If you have a working farm and rear dairy cows.
If you have a commercial farm or orchard, growing fruit, vegetables or other crops.
If you grow flowers, seeds or other decorative plants on your commercial farm.
We offer both Hobby Farm Insurance and Rural Farm Insurance to cover farms of different types and sizes. Both of these include a range of common features of a farm, like your farmland and feeding of animals – plus the option to add cover for machinery, domestic contents and more.
Your domestic home
Public and Products Liability
Choose from a range of cover options to suit your leisure and hobby farm needs:
Beef cattle and sheep farmer
Dairy farms
Fruit and vegetable
Cut flowers and flower see growing
Farm stays
Farmers
Choose from a range of cover options to suit your rural and working farm needs:
Whether you’re a grazier, grower, dairy farmer or hobby farmer, Farm Insurance can help protect you and your hard work.
There are a range of risks and liabilities you may want to get cover for if you run a commercial rural farm. Unexpected events could affect your valued produce, livestock and farm machinery, and impact the income you receive from your farming business. With our Rural Farm Insurance, you can also add cover for theft, burglary, personal accident and illness, and additional working costs in case things go wrong.
If you have a smaller hobby or leisure farm, you might still consider Farm Insurance. Even if you don’t earn an income from your farm, your farming-related possessions and activities may not be covered by a Home and Contents Insurance policy.
Owning a smaller farm can still come with a number of risks, like if one of your cows or horses escapes from your property and causes a car crash on the road. Our Hobby Farm Insurance includes Public and Products Liability to help protect you against these events.
Some examples of claims that may be covered by your Public Liability policy include:
These are examples only. For more information, read the Product Disclosure Statement.
It depends on a number of factors, including the type and level of cover you choose, the type and size of your farm and how many staff you have (if you run a commercial farming business).
The quickest way to get an estimate of how much your Farm Insurance policy will cost is to get a quote.
Mix and match our policy cover options and pay your premium by the month at no extra cost
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Speak to our Australian-based consultants specialised in business insurance
Contact us by phone, web chat, at a branch or via our claims helpline
There are 3 ways to get a copy of your Certificate of Currency, Certificate of Insurance or tax invoice:
A Certificate of Currency is proof that you have an active policy.
A Certificate of Insurance shows what your policy covers, the amount covered and the period of cover.
NRMA Farm Insurance is not available in the Northern Territory.
Our Home Key Facts Sheet (KFS) sets out some of the events/risks covered and not covered by our domestic homes listed in Business Insurance policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
