We've been helping Australians for 100 years

Get up to 10% off when you buy an eligible policy online1

Australia's most trusted insurance brand, 4 years in a row

Roy Morgan Most Trusted Brand Awards 2022, 2023, 2024 and 2025

Insurance to cover a whole range of things in life

We offer a range of products to help protect the things you care about.

Car & Vehicle

Explore CTP Insurance, Comprehensive and Third party car insurance policies for your vehicle. You can choose to take out cover for your own car, or just for damage your car causes to third parties.

Home & Property

Insure your home, contents or both against loss or damage for a range of events. We also offer insurance for your investment property as a landlord, or your belongings as a renter.

Business

Protect the business you’ve worked hard to build. Choose from different cover options and levels, including Public Liability and Professional Indemnity Insurance.

Travel

Get peace of mind when you’re travelling domestically or internationally. You can choose cover for things like cancellations and lost or stolen luggage2. Plus, our emergency assistance team is available for you 24/7.

Existing customers

Already have a policy with us?

Why choose NRMA Insurance?

Lifetime guarantee

We guarantee the workmanship of all authorised repairs to your car or your home3

Award-winning insurance

You'll be choosing Australia's most trusted insurance brand4

100 years of help

With a century of experience, we know how to protect the things you care about

Home Loans

Home loans built on help

Introducing a home loan with great interest rates on both owner-occupier and investor loans. There’s no application fee^ and our online application process is smooth and straightforward, so it won’t take long to apply for a home loan with NRMA Insurance. 

^Other fees and charges may apply and can be found on the Rates & Fees page. Bendigo and Adelaide Bank Limited (ABN 11 068 049 178, AFSL and Australian Credit Licence 237879) is the credit provider. Credit services are provided by Tiimely Pty Ltd (ABN 41 605 696 544 and Australian Credit Licence 496431). Insurance Australia Limited (ABN 11 000 016 722) does not hold an ACL. 

Stay informed. Get inspired.

The NRMA Insurance blog is your home for helpful guides and information. From ways to help save on insurance, to car maintenance and travel tips, we're here to bring you the latest.

  • 15 November, 2025
    On the road | NRMA Insurance Blog

    Safe driving during summer: NSW guide

    Stay safe on our roads this summer with information on driving in extreme heat, what to do on country roads and why double demerit days exist.

    Read more
    Holiday Car Guide Road safety
  • 17 October, 2025
    On the road | NRMA Insurance Blog

    Comprehensive versus Third Party Fire and Theft

    Need help finding the right car insurance cover? We explain the difference between Comprehensive and Third Party Property Fire and Theft insurance.

    Read more
    Insurance Guide
  • 15 October, 2025
    On the road | NRMA Insurance Blog

    Windscreen repair and replacement guide

    Learn the ins and outs of windscreen damage, repairs and replacements to help keep you safe on the road.

    Read more
    Claims Car Guide Maintenance Road safety

Things you should know

  1. Some product exclusions apply. Excludes Holiday Rental, Single Item, Compulsory Third Party (CTP), Classic Car, Classic Motorcycle, Motorhome, Business Insurance (may be eligible for a separate online discount), Professional Indemnity, Farm, Motor Trade, and Travel Insurance. Any applicable discounts are for the first year only and may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year's premium amount. Find out more about our online discount.

  2. NRMA Travel Insurance issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507), arranged and administered by Cover-More Insurance Services Pty Ltd ABN 95003 114 145, AFSL 241713 and promoted and distributed by Insurance Australia Limited ABN 11 000 016 722, AFS Licence No. 227681 trading as NRMA Insurance (NRMA Insurance) as well as by its authorised distributors. Limits, sub-limits, exclusions, terms and conditions (including eligibility criteria) apply. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations visit Target Market Determinations (TMD). If you purchase this product from NRMA Insurance or its authorised distributors, they may receive a commission, for more information please refer to NRMA Insurance’s FSG.

  3. For as long as you own the car.

  4. NRMA Insurance was awarded the Roy Morgan Most Trusted General Insurance Brand Award in 2022, 2023, 2024 and 2025.